Mortgage Loan Specialist-Edina

Royal Credit Union•Edina, MN

5d•Onsite

About The Position

Are you passionate about helping Members achieve their homeownership dreams? Become a Mortgage Loan Specialist at Royal Credit Union! In this role, you’ll originate HELOCs and residential mortgage loans, guide Members through the lending process, and deliver exceptional service with every interaction. Why Royal? Member and Community Focused: We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth. Supportive Environment: Join a collaborative, values-driven workplace that is always evolving. We support each other and work together to achieve our goals. Professional Growth: We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills. Empowerment: We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are valued and encouraged. Community Involvement: Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger.

Requirements

High School Diploma or Equivalent
Must be bondable upon hire
Mortgage Lending Expertise: Ability to originate and process mortgage loans using digital systems, with knowledge of industry standards and investor guidelines.
Customer Service & Sales: Strong service orientation with the ability to identify Member needs and present appropriate lending solutions.
Communication & Coaching: Excellent verbal and written communication skills; able to coach team members and collaborate with internal departments.
Analytical Thinking: Skilled in evaluating loan applications, identifying issues, and making sound decisions based on credit criteria and financial data.
Technology Proficiency: Comfortable using online banking applications, loan origination software, and social media platforms for Member engagement.

Nice To Haves

Experience working in a financial institution
Experience in the mortgage or consumer loan field, utilizing technology and digital documentation

Responsibilities

Responsible for origination of HELOCs and residential 1st mortgage loans from internal referral sources.
Conducts initial pre-qualification interviews and prepares complete loan application packages and necessary documentation.
Conveys policies for extension of credit in accordance with Credit Union and secondary investor guidelines.
Meets Mortgage Loan scheduling and documentation requirements, and production expectations as determined by the VP - Mortgage Loan Sales.
Serves Members, prospective members, builders, developers, and Realtors promptly and professionally.