Mortgage Loan Specialist-Edina MN

Royal Credit Union•Edina, MN

6d•$26 - $26•Onsite

About The Position

Royal Credit Union is looking for caring, energetic team members who want to create a positive impact in the lives of our Members. As a Mortgage Loan Specialist, you will originate HELOCs and residential mortgage loans, guide Members through the lending process, and deliver exceptional service with every interaction. This role is focused on helping Members achieve their homeownership dreams.

Requirements

High School Diploma or Equivalent
Must be bondable upon hire
Mortgage Lending Expertise: Ability to originate and process mortgage loans using digital systems, with knowledge of industry standards and investor guidelines.
Customer Service & Sales: Strong service orientation with the ability to identify Member needs and present appropriate lending solutions.
Communication & Coaching: Excellent verbal and written communication skills; able to coach team members and collaborate with internal departments.
Analytical Thinking: Skilled in evaluating loan applications, identifying issues, and making sound decisions based on credit criteria and financial data.
Technology Proficiency: Comfortable using online banking applications, loan origination software, and social media platforms for Member engagement.

Nice To Haves

Experience working in a financial institution
Experience in the mortgage or consumer loan field, utilizing technology and digital documentation

Responsibilities

Origination of HELOCs and residential 1st mortgage loans from internal referral sources.
Conducts initial pre-qualification interviews and prepares complete loan application packages and necessary documentation.
Conveys policies for extension of credit in accordance with Credit Union and secondary investor guidelines.
Meets Mortgage Loan scheduling and documentation requirements, and production expectations.
Serves Members, prospective members, builders, developers, and Realtors promptly and professionally.