FHM Post Closing - Mortgage Loan Shipper

Stanley Martin Homes • Fairfax, VA

6d • Hybrid

About The Position

The Mortgage Loan Shipper is responsible for preparing, reviewing, and shipping closed mortgage loan packages to investors in a timely and accurate manner. This role ensures all loan files meet investor, agency, and regulatory requirements prior to funding and purchase. The ideal candidate is detail-oriented, deadline-driven, and experienced in post-closing mortgage operations.

Requirements

• High school diploma or equivalent (associate’s or bachelor’s degree preferred)
• 1–3 years of experience in mortgage post-closing, shipping, or loan operations
• Strong knowledge of mortgage loan documents and closing packages
• Experience with loan origination systems and document imaging platforms
• High attention to detail and strong organizational skills
• Ability to manage multiple deadlines in a fast-paced environment
• Strong written and verbal communication skills
• Detail-oriented and quality-focused
• Strong time management and prioritization skills
• Problem-solving and critical thinking
• Ability to work independently and as part of a team
• Proficiency in Microsoft Office (Excel, Word, Outlook)

Responsibilities

• Monitor closed funded loan reports to ensure complete packages are received from settlement agents, ensure all required documents, at closing conditions, endorsements, assignments, and trailing documents are properly executed
• Maintains receipt of the signed Closing Packages from the settlement agents and updates to the LOS accordingly. Follows up to ensure said packages are received timely.
• Monitor shipping reports from secondary for daily uploads
• Enter loans into Fannie or Freddie mac loan selling system
• Review closed loan files for accuracy, completeness, and compliance with investor and agency guidelines, Images documents received with signed closing package into the LOS imaging system as needed.
• Receive, prepare and assemble loan packages for shipment to investors, warehouse banks, and custodians.
• Acts as a warehouse custodian. Clears all warehouse bank exceptions to ensure timely delivery of original Note to investor.
• Onsite Note Vault/ Safe management, Deliver the original Notes to the applicable warehouse banks. Ensure proper Note endorsement and or allonge.
• Ship loan packages electronically and/or physically within required timelines, update LOS system for accurate milestones, ship dates, team member etc.
• Ensures all original final documents returned with the closing package are forwarded to the Final Document area of Servicing.
• Ensures all loans received are registered daily in the MERS system; and other duties as assigned.
• Balance MERS registrations monthly.
• Communicate with post-closing, funding, quality control, and investor teams to address issues
• Track loan shipment status and maintain accurate shipping logs
• Submit files for Investor or Agency QC Audit requests within requested time frames.
• Ensure compliance with company policies, investor guidelines, and regulatory requirements
• Maintain organized and auditable loan records

Benefits

• Access to competitively priced, high-quality health care options through Aetna, MetLife and EyeMed
• employer-paid Short Term and Long Term disability, basic life and AD&D insurance (including employee-paid life, Legal Resources, and Aflac supplemental options)
• 401(K), with up to $4K employer match
• Health Savings Account (HSA)
• Flexible Spending Account (FSA) for dependent care
• 12 weeks of paid maternity leave through our Short-Term Disability Plan
• wellness benefits, including free and low-cost mental health resources and support services through our Employee Assistance Program
• Paid Time Off (increases with tenure)
• no-cost coverage for identity theft or travel mishaps
• advanced pay option through Dayforce Wallet

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree