Mortgage Loan Processor

Tri City National Bank•West Allis, WI

2d•$28 - $34•Onsite

About The Position

As a Mortgage Loan Processor, you’ll play a key role in preparing accurate, compliant loan files for underwriting approval. You’ll handle various loan types, ensure deadlines are met, and help customers achieve homeownership—all while navigating the latest industry tools and regulations.

Requirements

5+ years in mortgage loan processing, including experience with Freddie Mac or Fannie Mae guidelines.
Proficiency with mortgage processing software (MeridianLink LOS preferred) and Microsoft Office.
Strong organizational skills with excellent attention to detail.
Ability to professionally communicate with customers, staff, and third parties in a timely manner.
Familiarity with real estate lending guidelines and federal compliance requirements.
Ability to prioritize tasks, work independently, and meet deadlines while maintaining confidentiality.

Responsibilities

Process loans utilizing FHA, VA, Conventional, WHEDA and other loan programs by reviewing documentation and submitting complete files for underwriting approval.
Prepare initial disclosures and re-disclosures (per Regulation Z) to meet all regulatory deadlines.
Verify supporting documents like appraisals, credit reports, income, title commitments, and flood determinations to ensure files are complete and accurate.
Monitor daily pipeline reports, keeping track of commitment and rate expiration dates, and promptly updating loan officers on status changes.
Professionally update loan officers, customers, and third-party vendors on loan status and any missing documentation.
Stay current on Federal and State regulations (RESPA, Regulation Z, B, HMDA, ECOA, FCRA) and ensure all files meet compliance standards.
Mentor less experienced team members and serve as backup for other processors as needed.
Accurately enter required data in HMDA/CRA reports and handle adverse action applications.