Mortgage Loan Processor III

Sunflower Bank, N.A.•Irvine, CA

2d•Remote

About The Position

At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Processor III at our Irvine, CA location. Fully remote options available. The hourly rate for this position is $33.00 - $36.00 per hour depending on knowledge, skills, abilities, experience, and location. A Processor supports loan applicants, loan officers, underwriters and appropriate third parties by ensuring the timely, accurate and compliant processing of mortgage loans. A Processor reviews, verifies, and completes collection of documentation to prepare loan applications for underwriting decisions. Level III processors handle a substantial variety of loan applicants and applications.

Requirements

Proficient in Microsoft Office Suite.
Minimum 5 years on directly processing experience.
Excellent verbal and written skills.
Professional and leadership qualities.
Ability to maintain confidentiality.
Attention to detail.
Basic math skills.
Data entry skills.
Calculating Income.
Satisfy DU Requirements.
Interpersonal skills.
Multi-tasking skills.

Nice To Haves

Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position preferred but not required.

Responsibilities

Review each loan file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for an underwriting decision. This includes satisfying DU requirements and calculation of income prior to underwriting submission.
Master the process for a substantial variety of loan types (conventional, FHA, fixed, conforming, refinance, purchase, Texas 50(a)(6)), property types (primary, secondary, investment) and income types (W2, retired, self-employed).
Accurately inform each applicant, loan officer, underwriter or appropriate third party about loan application status and issues to resolve.
Accurately enter loan application data into the computerized loan processing system to make available to all appropriate personnel. Conduct online research.
Assist other departments in preparing loan closings by informing parties of final approval and performing other related tasks.
Consistently hit ongoing tight deadlines with regard to underwriting, closing, etc.
Meet rules, obligations, timelines and deadlines to comply with company policy, contracts, investor guidelines, lending programs and state and federal law and regulation.