Mortgage Loan Originator

Centennial Bank • Winter Park, FL

4d • Onsite

About The Position

Solicits residential first mortgages through contacts with Realtors, builders, and developers. Interview loan applicants and makes credit decisions.

Requirements

• Broad knowledge of such fields as accounting, marketing, business administration, finance, etc.
• Ability to read, analyze, and understand general business/company related articles and professional journals.
• Ability to speak effectively before groups of customers or employees.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
• Ability to apply concepts such as fractions, ratios, and proportions to practical situations.
• Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
• S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).
• Intermediate: 10-Key, Accounting skills.

Nice To Haves

• Four year college degree.
• 4 years related experience and/or training.
• 2 years related management experience.

Responsibilities

• Work with assigned branch office to ensure awareness of home loan products.
• Handle referrals from branch office and provide appropriate follow-up.
• Develop referral contacts (realtors, builders, professional and personal contacts).
• Analyze financial data to determine creditworthiness.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Take borrower applications.
• Utilize communication and access of daily rates, credit reports and DU responses and transmitting to processor.
• Collect appropriate documentation from each applicant and deliver loan package to processor in a timely manner.
• Maintain high levels of customer service while managing each applicant's and support staff's expectations.
• Attend and participate in all lending meetings as required.
• Complete BSA/AML training and other compliance training as necessary.
• The ability to work in a constant state of alertness and in a safe manner.
• Perform any other related duties as required or assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level