Mortgage Loan Originator II
About The Position
Originate all types of 1-4 family residential loans, while counseling and communicating with prospective borrowers for the purpose of determining what loan products would be applicable. Learn various types of borrowing programs and process and stay current with changes and new products. Receive and take applications convenient to the member and work with the member in the completion of an accurate application and acquisition of supporting documentation. Assist members with closing contingencies in a prompt and timely manner. Gather additional information required for the closing of the mortgage which is requested by underwriting in a timely manner and maintain a status report of all loans in process. Maintain prescribed system report of all loans in process and report regularly to leadership on the status of all leads and loans being worked. Perform other duties as assigned.
Requirements
- Three to five years of similar or related experience
- Must be S.A.F.E Act registered through NMLS or have at least one (1) year of mortgage or financial services experience AND become S.A.F.E. Act registered through NMLS upon hire
- Ability to represent America's First Federal Credit Union in a professional manner projecting the image of 'Member Focused Service'
Nice To Haves
- Preferred knowledge of HFLMC/FNMA, FHA, VA and other general mortgage lending procedures and requirements
Responsibilities
- Originate all types of 1-4 family residential loans
- Counsel and communicate with prospective borrowers to determine applicable loan products
- Learn various types of borrowing programs and processes and stay current with changes and new products
- Receive and take applications convenient to the member
- Work with the member in the completion of an accurate application and acquisition of supporting documentation
- Assist members with closing contingencies in a prompt and timely manner
- Gather additional information required for the closing of the mortgage which is requested by underwriting in a timely manner
- Maintain a status report of all loans in process
- Maintain prescribed system report of all loans in process
- Report regularly to leadership on the status of all leads and loans being worked
- Perform other duties as assigned
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
Number of Employees
101-250 employees
