Mortgage Loan Officer - Houston

Premier America Credit Union•Houston, TX

1d•Onsite

About The Position

Premier America Credit Union is seeking a dynamic Mortgage Loan Officer for the greater Houston metropolitan area. This role is responsible for promoting products and services, developing and maintaining a quality referral network, and ensuring best-in-class service. The ideal candidate will possess a sense of urgency, excellent time management skills, and the ability to improve operational efficiency through process improvement.

Requirements

Bachelor’s degree in business or related field or related experience
Three years of progressive experience in a related position
Understanding of related legal and regulatory requirements
Maintain a valid driver’s license, current auto insurance and NMLS registration
Strong organizational and time management skills
Ability to prioritize effectively, working in a fast-paced environment
Strong oral and written communication skills, including ease in presenting information to a group
PC Skills: Word, Excel, Microsoft office

Nice To Haves

Bi-Lingual (Spanish speaking) preferred

Responsibilities

Increase residential mortgage loan production by soliciting members or non-members to meet new loan application and funding goals.
Offer retail mortgage loan products and cross-sell financial products and services, including depository accounts, to existing or potential members.
Continuously seek out opportunities through outside sales activities to increase loan growth and revenue.
Assist in the qualification of applicants for appropriate mortgage loan products based on underwriting guidelines.
Obtain pertinent information to process loan applications and ensure data and documents are accurately entered into the loan origination system (LOS).
Work closely with loan processors and the loan department to ensure a complete and quality loan package.
Educate applicants on available products and other loan alternatives while cross-selling products and financial services appropriately.
Negotiate loan terms and provide necessary disclosures in accordance with Reg Z and RESPA.
Communicate loan conditions and status directly to applicants and associated Real Estate agents.
Complete timely follow-up on all leads and pending loan applications to ensure expected turnaround time and meet established department service level agreements (SLAs).
Provide the highest level of service by promptly responding to member needs in a professional, friendly, and respectful manner.
Develop business relationships with key organizations and network groups.
Support department business development goals through effective calling efforts on prospects.
Monitor market conditions and make recommendations for new products and services.
Conduct Real Estate training and home buying seminars.
Some travel may be required.