Mortgage Loan Officer - Houston

Premier America Credit Union•Houston, TX

1d•Onsite

About The Position

We are seeking a dynamic Mortgage Loan Officer who will be responsible for promoting products and services while developing and maintaining a quality referral network of business and personal relationships in the greater Houston metropolitan area. The right candidate will have a sense of urgency, excellent time management skills, the ability to improve operational efficiency through thoughtful process improvement, and a strong commitment to delivering best in class service. Customer Service: You will provide support to the primary daily processes and regulatory requirements of the residential lending department. Teamwork: Your ability to encourage and exchange creative ideas, to provide practical solutions to problems, will be used to promote innovation. Communication: Your effective communication style will be used to transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors. Initiative: Your high level of initiative and personal responsibility will enable you to manage multiple priorities simultaneously in an effective and professional manner.

Requirements

Bachelor’s degree in business or related field or related experience
Three years of progressive experience in a related position
Understanding of related legal and regulatory requirements
Maintain a valid driver’s license, current auto insurance and NMLS registration
Strong organizational and time management skills
Ability to prioritize effectively, working in a fast-paced environment
Strong oral and written communication skills, including ease in presenting information to a group

Nice To Haves

Bi-Lingual (Spanish speaking) preferred
PC Skills: Word, Excel, Microsoft office

Responsibilities

Increase residential mortgage loan production by soliciting members or non-members as you meet the department’s new loan application and funding goals.
Offer retail mortgage loan products and cross-sell financial products and services, as needed by the member including depository accounts to existing or potential members.
Continuously seek out opportunities through outside sales activities to increase loan growth and revenue.
Assist in the qualification of applicants for appropriate mortgage loan products based on underwriting guidelines.
Obtain pertinent information to process loan applications and ensure data and documents are accurately entered into the loan origination system (LOS).
Work closely with loan processors and the loan department to ensure a complete and quality loan package.
Educate applicants of available products and other loan alternatives while cross selling products and financial services appropriately to meet our member’s needs.
Negotiate loan terms while providing the necessary disclosures in accordance with Reg Z and RESPA.
Communicate loan conditions and status directly to applicant and associated Real Estate agents.
Complete timely follow-up on all leads and pending loan applications to ensure expected turnaround time, meeting established department service level agreements (SLAs).
Provide the highest level of service by promptly responding to member needs in a professional, friendly, and respectful manner.
Develop business relationships with key organizations and network groups.
Support department business development goals through effective calling efforts on prospects.
Monitor market conditions while making recommendations for new products and services.
Conduct Real Estate training and home buying seminars.
Some travel may be required.