Mortgage Loan Officer

Affinity Plus•Bemidji, MN

1d•Hybrid

About The Position

At Affinity Plus, every employee understands how their work affects our members' experience, and we strive to provide an experience that can't be found anywhere else. Great service starts with great employees, and that is why we focus on providing not only the best place our members will ever bank but the best place our employees will ever work. Between our one-of-a-kind culture, incredible benefits, and work/life balance, we believe you will feel the Affinity Plus difference. A Mortgage Loan Officer assists current and potential members with all of their mortgage needs. A Mortgage Loan Officer will prepare, analyze, process, and document all Real Estate applications. In addition, this role is accountable for analyzing a member’s financial background and either pre-approving or denying applications based on this analysis.

Requirements

2+ years of customer service experience
2+ years of lending experience
B.S. or B.A. degree preferred or equivalent work experience
Strong analytical and decision making skills required with a high degree of accuracy
Aptitude to work independently as well as part of a team and ability to collaborate with others
Strong verbal and written communication skills
Time Management skills and the ability to prioritize workload based on department and member needs
Flexibility to adapt and succeed in a dynamic environment
Ability and drive to provide exceptional service to members and employees
Intermediate computer skills and the ability to navigate between multiple systems with ease
Understand investor guidelines when giving pre-approvals under FNMA and FHLMC guidelines
Ability to maintain regulatory guidelines set forth by the NCUA, CFPB, and Affinity Plus and apply them to loan files.

Responsibilities

Originate loan applications by collecting appropriate documentation and verify details with real estate teams
Review and analyze applications for pre-approval recommendations to underwriters
Assess loan attributes and documentation for accuracy and compliance
Develop new referrals through networking and reaching out to current members with opportunities for refinancing or additional products
Partner with the real estate team throughout the mortgage process as the point of contact for the member
Identify opportunities for savings, recommending Affinity Plus products and services that benefit our members
Deliver and maintain production standards that are set for the role and market.
Other duties as assigned.