Mortgage Loan Analyst I

Standard Insurance Company • Portland, OR

6d

About The Position

The Standard is seeking a Mortgage Loan Analyst I to manage the end-to-end lifecycle of commercial real estate loan transactions. This role involves underwriting, analysis, closing, and funding. The analyst will evaluate loan opportunities, analyze borrower and property information, coordinate due diligence, and ensure compliance with all closing and regulatory requirements. This position collaborates with underwriting, investor relations, legal, title, escrow, and servicing teams to facilitate efficient loan origination, execution, and portfolio management. Success in this role requires strong analytical skills, meticulous attention to detail, and the ability to manage multiple transactions concurrently.

Requirements

• Bachelor's degree in real estate, finance, accounting, or a related field
• 2+ years of experience in commercial mortgage lending, real estate investment, or a related field.
• Proficient knowledge of commercial mortgage lending practices, legal documentation, and real estate valuation concepts.
• Ability to manage competing priorities with strong attention to detail and accuracy.
• Proficiency with and ability to interpret and present underwriting, analysis and closing information clearly.
• Proficiency with mortgage loan databases, Microsoft Office (Word, Excel, Outlook, Teams), Adobe Acrobat DC, and cloud platforms like Box, OneDrive, and SharePoint.
• Strong communication, organizational, and critical thinking skills.

Responsibilities

• Manage the full transaction lifecycle for a pipeline of commercial real estate loans, including consent transactions and additional advances, along with new originations and refinances; providing underwriting support, closing coordination, funding execution, and post-closing follow-up to ensure timely execution and compliance with loan commitments and company standards.
• Analyze and underwrite loan transactions by reviewing borrower and tenant financials, real estate fundamentals, third-party reports, title and survey materials, and organizational structures to assess risk and support lending decisions.
• Prepare, review, and manage loan documentation including underwriting models, commitment letters, legal loan documents, escrow instructions, and funding packages, ensuring accuracy, completeness, and alignment with approved terms.
• Coordinate cross-functional workflows with internal and external partners (title, escrow, legal, investor relations, servicing) to drive transaction progress, support negotiations, and ensure all due diligence and closing conditions are satisfied.
• Maintain data, reporting, and portfolio insights by tracking pipeline activity, supporting portfolio reporting and market research, contributing to system improvements, and providing analytical input for investment and operational decisions.

Benefits

• medical, dental, vision
• 401(k) plan with matching company contributions
• An annual incentive bonus plan
• Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually
• Paid parental leave and adoption/surrogacy assistance
• An employee giving program that double matches your donations to eligible nonprofits and schools

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level