Mortgage Lending Processor III

Truist Bank•Atlanta, GA

2d•Onsite

About The Position

The Mortgage Lending Processor III position is responsible for processing residential mortgage loans to ensure compliance with bank, investor, and secondary market standards. The role requires meeting performance metrics and goals established by the bank. Essential duties include successfully using critical thinking and analytical skills to process loans, and developing and maintaining a strong understanding of Mortgage Lending products, policies, processes, and their required documentation. The processor will obtain necessary credit and compliance documentation per program requirements from internal clients, external clients, vendors, and third-party sources. A key aspect of the role is performing detailed reviews of all documentation to ensure that loans meet portfolio and investor guidelines. The position also involves providing consistent communication on loan status to clients to ensure a smooth process to close on time, and ensuring that loan quality standards are met when submitting loans to underwriting. Proactive and effective pipeline management is crucial to ensure that metrics are met. The processor must adhere to all compliance regulations and controls, develop and maintain positive working relationships with co-workers, internal and external clients, business partners, and vendors, and cultivate relationships with peers as a peer mentor.

Requirements

Minimum five years of mortgage loan processing experience or the equivalent.
Excellent Communication skills, both written and verbal, in relating to internal and external clients.
Demonstrates proficiency in basic computer applications such as mortgage automated processing systems and Microsoft Office software products.
Ability to travel, occasionally overnight.

Nice To Haves

Bachelor's degree, or equivalent education and related training.
FHA/VA/Bond experience.
Basic knowledge of bank services and products.
Candidates fluent in Spanish are preferred.

Responsibilities

Successfully use critical thinking and analytical skills to process loans.
Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and their required documentation.
Obtain required credit and compliance documentation per program requirements from internal clients, external clients, vendors, and third-party sources.
Perform detailed review of all documentation to ensure that loans meet portfolio and investor guidelines.
Provide consistent communication on loan status to clients to ensure a smooth process to close on time.
Ensure that loan quality standards are met when submitting loans to underwriting.
Conduct proactive and effective pipeline management to ensure that metrics are met.
Adhere to all compliance regulations and controls.
Develop and maintain positive working relationship with co-workers, internal and external clients, business partners and vendors.
Cultivate relationships with peers as a peer mentor.

Benefits

medical
dental
vision
life insurance
disability
accidental death and dismemberment
tax-preferred savings accounts
401k plan
no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment
10 sick days (also prorated)
paid holidays
defined benefit pension plan
restricted stock units
deferred compensation plan