Mortgage Lending Officer - Outside Sales

Wings Credit Union•Windsor, WI

16h

About The Position

Under minimum supervision, the Mortgage Lending Officer markets and originates mortgage loans that meet regulatory and investor guidelines. The officer independently sources mortgage loan referrals and production from realtors, builders, financial professionals, and other nontraditional sources. The position can be based in the Windsor, Madison, or Appleton market.

Requirements

At least 3 years of mortgage Loan Officer experience.
Strong organizational skills and attention to detail.
Excellent verbal, written, and interpersonal communication skills.
Knowledge and understanding of sales prospecting and referral generation.
Ability to deliver premier customer service.
Working knowledge of computer software, including Microsoft Excel and Word.
Ability to work with limited supervision, manage time, prioritize, and multitask.
Self-motivation and a high level of attention to detail.
Must be bondable.
Must obtain or possess a Mortgage Loan Originator (MLO) unique qualifier (NMLS registration number) and successfully complete MLO Registry requirements, including background and credit checks, fingerprinting, and other requirements under rules enacted pursuant to the S.A.F.E. Act.

Nice To Haves

College degree preferred.

Responsibilities

Develop lending relationships and self-source loan referrals to generate loan volume within the market area.
Educate prospective and existing partners about Wings mortgage programs and requirements.
Partner with the mortgage business development team on marketing and promotional activities to increase prospects.
Spend at least one or two hours a day, two or more times a week, outside of the office, including from a home office, building a referral network.
Gather necessary information and documentation for analysis, disclosure, and underwriting of loan applications.
Educate members about financing options, rates, and products to help ensure they receive an appropriate product for their needs.
Use an automated underwriting system as a tool to ensure borrowers meet applicable loan guidelines.
Understand and follow compliance requirements, including state-specific lending requirements, attorney requirements, and community property laws in states where Wings Credit Union offers financing.
Coordinate and communicate effectively with members, realtors, underwriters, processors, and closers to ensure closing dates are met.
Develop and maintain visibility for Wings Credit Union in the marketplace.
Stay informed about investor guidelines, market conditions, and competitor rates and products to align products with borrower needs.
Maintain professional development through educational opportunities, professional publications, and business networks.
Remain aware of and comply with Wings policies, procedures, and regulations pertaining to the Bank Secrecy Act.