Mortgage Lender

Merchants Bank•Eau Claire, WI

20h•Hybrid

About The Position

Merchants Bank, Eau Claire, has a Mortgage Lender opportunity available. Duties include providing service to potential real estate loan customers both for in-house and real estate loans sold to Secondary Market. Also responsible for cross selling all consumer banking products and services to customers. The focus is on relationship banking, working closely with teammates within your market to cultivate mortgage opportunities. Must be quick to analyze customer's needs and recommend other Bank products and services. This position will require travel. Essential Functions: Attends to the needs of potential real estate loan customers both for in-house and real estate loans sold to Secondary Market. Interviews loan applicants to develop rapport and obtain information necessary. Manage pipeline, follow up and see loans through to closing. Cross sells other banking services. Well versed in construction lending. Monitors loan activity and recommends changes to assist management. Follows established procedures regarding secondary market. Adherence to compliance with laws concerning financial institutions, and completion of compliance disks as required for job description. Is actively networking and involved with local realtors & other referral sources to help maintain a consistent pipeline with monthly closings. Regular and dependable attendance is an essential function of the job. Employee will be expected to contribute to a positive working environment through words and actions. Employee will be expected to greet internal and external customers in a friendly and outgoing manner. Employee will be expected to take responsibility to insure that internal and external customers receive outstanding service.

Requirements

3-5 years of residential lending experience required.
Individual must possess high degree of ability/aptitude in financial analyses.
Sales ability/customer orientation.
Confidentiality.
Interpersonal communication.
Excellent customer relations skills.
Demonstrate ability to consistently display a positive and professional image at all times when representing the Bank.
Skilled at handling sensitive situations.

Nice To Haves

College degree or equivalent business experience preferred.

Responsibilities

Provides service to potential real estate loan customers both for in-house and real estate loans sold to Secondary Market.
Responsible for cross selling all consumer banking products and services to customers.
Focuses on relationship banking, working closely with teammates within your market to cultivate mortgage opportunities.
Quickly analyzes customer's needs and recommends other Bank products and services.
Interviews loan applicants to develop rapport and obtain information necessary.
Manages pipeline, follows up and sees loans through to closing.
Cross sells other banking services.
Monitors loan activity and recommends changes to assist management.
Follows established procedures regarding secondary market.
Ensures adherence to compliance with laws concerning financial institutions, and completion of compliance disks as required for job description.
Actively networks and is involved with local realtors & other referral sources to help maintain a consistent pipeline with monthly closings.
Contributes to a positive working environment through words and actions.
Greets internal and external customers in a friendly and outgoing manner.
Takes responsibility to insure that internal and external customers receive outstanding service.