Mortgage Closing Specialist I

TEKsystems•Tampa, FL

1d•$22 - $26•Remote

About The Position

This position may be a 6 month contract only. The Mortgage Closing Specialist I will act as a liaison for gathering information for submission of loans for Closing Disclosure (CD) Issuance. This role will collaborate with applicable parties to meet target close dates through time management of tasks and pipeline reporting. The specialist will ensure the accuracy of data being submitted for CD Issuance, including homeowners, taxes, fees, payoffs, and applicable invoices for third-party fees. This is a fully remote position.

Requirements

Experience as a Mortgage Closer
Familiarity with Closing Disclosure (CD) Issuance
Proficiency in pipeline reporting and time management
Ability to maintain effective communication with diverse parties
Experience working with internal departments and external organizations
Knowledge of State and Federal lending guidelines
Ability to review loan documentation including homeowners, flood, title, and tax information
Experience with rate lock and document expirations
Understanding of system of record information for CD preparation
Familiarity with compliance and operational risk controls

Responsibilities

Assign pipeline reporting to title reviewers, review pipeline reports, and manage the title review box.
Maintain effective communication with all necessary parties involved in closing a transaction, from the customer, broker, correspondent, settlement agent, loan officer, post-closing, loan delivery, mortgage servicing, mortgage accounting, funding, and co-workers to ensure a seamless closing experience.
Work with various internal departments as well as external organizations to obtain closing-related documentation or necessary information to complete a closing (i.e., payoffs, subordinations, releases, tax, title, homeowners/flood information).
Perform a thorough and accurate review of the file to ensure the loan is in compliance with State and Federal guidelines and obtain verbal verification of employment on all borrowers that are income-qualified. This also includes reviewing homeowners, flood, title, and tax-related documents.
Follow up on rate lock expirations and document expirations.
Review system of record information to ensure the CD can be prepared and that all documentation submitted for CD Issuance is complete and accurate.
Proactively contact Settlement Agents throughout the collaboration process to obtain all necessary information such as fees and contact information for CD purposes.
Evaluate close dates throughout the process to ensure the process is on target to meet those dates and ensure proper communication is being done to applicable parties if a close date has to be changed.
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
Maintain internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.