Mortgage Banker

First Merchants Brand•Farmington Hills, MI

About The Position

First Merchants Bank is seeking a Mortgage Banker to join our team! This position will be responsible for handling prospective customer and existing client mortgage needs. This would include initial consultation, gathering and review of financial information and inputting file into our Mortgage Loan Origination System. The Mortgage Banker will be responsible for discussing client’s needs, recommending the best loan products, helping customers put together a complete loan package and working with the underwriting team throughout the loan process. Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization. As part of this role you will: Use referral sources to develop mortgage loan business. Build and maintain business relationships within the community. Provide excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting. Market to and prospect for new referral sources (Realtors, Builders, COI). Develop new and expand internal and external referral sources to grow business.

Requirements

High school diploma or equivalent (GED).
A minimum of two (2) years of experience self-sourcing leads in a financial services environment.
Ability to transport self to various locations within assigned region.

Responsibilities

Handle prospective customer and existing client mortgage needs.
Conduct initial consultations.
Gather and review financial information.
Input client files into the Mortgage Loan Origination System.
Discuss client needs and recommend the best loan products.
Assist customers in assembling a complete loan package.
Collaborate with the underwriting team throughout the loan process.
Utilize professional judgment to assess borrower risk.
Develop mortgage loan business using referral sources.
Build and maintain business relationships within the community.
Provide excellent customer service from approval through closing.
Work closely with loan origination sources to secure and verify information for underwriting.
Market to and prospect for new referral sources (Realtors, Builders, COI).
Develop new and expand internal and external referral sources to grow business.