Mortgage Banker

Minnwest Corporation•Waseca, MN

1d•$65,000 - $110,000•Onsite

About The Position

Minnwest Bank is seeking an individual for a Mortgage Banker position at our Waseca location. This is a full-time mortgage lending position within Minnwest Bank. The purpose of the position is to evaluate and analyze the financial situation of current and prospective customers. Provide counseling and recommendations on appropriate mortgage product(s) that best suits the current needs of customers. The Mortgage Loan Originator/Mortgage Banker must be able to multi-task and handle high volume of clients. Ability to work both independently as well as part of a team. Have strong communication skills and a high degree of tact, efficiency, accuracy, and confidentiality to provide a positive image for the bank. Mortgage Bankers average $65,000 - $110,000 annually, base +/or commission. This position is the embodiment of Minnwest’s four core values: (1) the customer is our FIRST priority, (2) we will keep all the commitments we make, (3) we are the people who get things done, (4) we will work together as a team.

Requirements

1+ year of Consumer Mortgage Lending experience
High school diploma
Strong mathematical and computer skills

Responsibilities

Originate quality first mortgages saleable in the secondary market and/or Bank Portfolio.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Analyze applicants’ financial status, credit, and property evaluations to determine feasibility in granting loans.
Explain to the customers the different types of mortgage products and credit options that are available, as well as the terms of the services.
Review loan agreements to ensure they are complete and accurate according to policy.
Maintain current knowledge of credit regulations.
Provide high level of customer service and build strong banking relationships.
Completion of all required Compliance and BSA (Bank Secrecy Act) training and comply with all regulations applicable within the scope of this position.
Compliance with Bank Secrecy Act, OFAC and USA PATRIOT Act including Customer Identification Program, customer due diligence, identifying high risk accounts, reporting suspicious activities to Supervisor or BSA Department.

Benefits

Comprehensive Medical, Vision and Dental Insurance
Retirement savings including 401(k) with Employer Match and Employee Stock Ownership Plan (ESOP)
Paid Holidays and Competitive Paid Vacation Days
Paid Parental Leave
Short- and Long-Term Disability
Life, Critical Illness, and Accidental Insurance
Tuition Reimbursement and Career Development Opportunities
Employee Assistance Program (EAP)
Paid Time Off to volunteer in your community
Opportunities to connect with others through our diversity and inclusion focused Employee Resource Group