Mortgage Banker

BOK Financial•Albuquerque, NM

12d•Onsite

About The Position

This position typically pays minimum wage plus a draw against commission. You're an experienced mortgage banker with an established client base who isn't afraid to generate new business. You value a company focus on providing your clients with full-service financial offerings and recommending the right BOK Financial products at the right time. To achieve this, you build relationships, both externally in your market and throughout the bank. You're a counselor, connector, and relationship maker. Our Mortgage Bankers change people's lives! The Mortgage Banker is primarily responsible for representing a full range of mortgage financing; generates mortgage and development loans through solicitation of individual consumers, groups, real estate brokers and builders/developers. Maintains an active call schedule for purposes of educating targeted business sources regarding the features and benefits of BOK Mortgage financing.

Requirements

Thorough knowledge of mortgage lending guidelines and regulations (FHA, VA Conventional, FHLMC, FNMA and private investor)
Ability to perform complex mathematical calculations and to learn complex technical information
Ability to operate PC and 10 key by touch
Working knowledge of underwriting criteria
Excellent interpersonal skills, and oral and written communication skills
NMLS required
Associate’s Degree
2-3 years related mortgage lending experience

Nice To Haves

Bachelor’s degree strongly preferred

Responsibilities

Representing a full range of mortgage financing
Generates mortgage and development loans through solicitation of individual consumers, groups, real estate brokers and builders/developers
Maintains an active call schedule for purposes of educating targeted business sources regarding the features and benefits of BOK Mortgage financing
Build and nurture relationships internally and externally to set yourself up for long-term sales success
Actively engaged in your community, making meaningful connections with both individuals and businesses
Generate business and close on time to ensure a seamless lending process
Collect and analyze clients’ financial information to ensure loan eligibility and to determine if they are a good investment for the bank
Train new real estate agents and brokers in areas of financing, qualifying buyers, and lending guidelines