Middle Market Commercial Lines Associate Underwriter/Underwriter Trainee (Hybrid)

Utica National Insurance Group•New Hartford, NY

7d•Hybrid

About The Position

Utica National Insurance Group is seeking a detail-oriented and motivated individual to join its team as a Commercial Lines Associate Underwriter/Underwriter Trainee. The role screens applications for missing information, works with agencies to obtain details, and evaluates application acceptability. It also supports renewals by reviewing loss activity and requesting and evaluating loss runs and driver lists. Other duties include initiating cancellation notices and reviewing and screening loss control reports. This is an opportunity to begin a career in underwriting and grow within the company.

Requirements

High school diploma or equivalent.
Logical, analytical, and decision-making skills.
Self-motivated and organized.

Nice To Haves

Two- to four-year college education.
Insurance agency or commercial insurance business background.

Responsibilities

Screen applications for missing information.
Contact and work with agencies to obtain information and make an initial evaluation of acceptability based on the information received.
Revise TAS worksheets and update them based on additional information obtained about the insured.
Request and evaluate loss runs.
Review loss activity on renewals.
Request driver lists and order and evaluate motor vehicle reports.
Initiate cancellation notices.
Review and screen loss control reports.
Compare and verify findings with underwriting file information, including COPE, sales, payroll, and number of employees.
Update the Underwriting Checklist as needed.
Follow up on outstanding loss control recommendations.
Research insureds’ websites and social media sites and conduct general internet searches.
Review and issue endorsements.
Set and follow up on diary items.
Prepare and send conditional renewal notices.
Identify and document marketing classifications.
Prepare quote proposals.
Import email, fax, and reports into OnBase.
Follow up on reinsurance certificates.
Add SIC on the Underwriting Checklist for Commercial Edge business.
Underwrite and issue designated small new non-flow regional business.
Underwrite and issue designated regional renewal business.
Review the new business 45-day checklist to ensure the file is in order, reports have been ordered, outstanding items have been addressed, and diaries are set.
Form and build relationships with agencies.

Benefits

Medical and prescription drug benefits
Dental benefit
Vision benefit
Life insurance and disability benefits
401(k) Profit Sharing and Investment Plan, including an annual company financial contribution and a discretionary profit-sharing contribution based on annual company financial results
Health Savings Account (HSA)
Flexible Spending Accounts
Tuition assistance, training, and professional designations
Company-paid family leave
Adoption/surrogacy assistance benefit
Voluntary group accident insurance, hospital indemnity, critical illness, legal, identity theft protection, and pet insurance
Student loan refinancing services
Business travel accident insurance
Matching gifts program
Paid volunteer day
Employee referral award program
Wellness programs
Personal insurance discount