Middle Market Banking - Loan Specialist II

NBH Bank•Salt Lake City, UT

17h•Onsite

About The Position

The focus of this job is on producing high quality, detailed work based on established standards, guidelines, and procedures. Precise and consistent work output is essential. This position requires patience and a willingness to handle and complete one task at a time, but in a timely manner. The job environment is stable, based on known relationships with people and well-defined processes. Job knowledge and competency is built through structured step-by-step training and positive, supportive coaching from management and peers. Communication with others, both internal and external, is based on knowledge of repetitive job routines and procedures gained from sufficient on-the-job experience. Consistent, error-free work based on defined regulations and standards are key measures of job performance success. The job environment promotes steady, methodical work output so that job routines can be completed on time and error-free. This position is designed to develop a valued technical expert, who, recognized and supported by management and a stable work environment, can deliver quality work on a consistent basis. As a Middle Market Loan Specialist II, you will manage daily, weekly, and monthly Middle Market Banking trend compliance reports, team financials, pipeline reports and portfolio management reports. You will be responsible for a variety of tasks including accurately inputting data, monitoring and processing loan data in CapitalStream, and assist Managing Directors, Relationship Managers, Portfolio Managers and Credit Analyst in monitoring maturing loans, past dues and covenant reports. You will assist Managing Directors, Relationship Managers and Portfolio Managers in all aspects of processing and booking loans, review of loan documents to insure they are accurate. You will also be asked to partner with internal groups including accounting, risk management and marketing in order to manage internal processes related to our clients and reporting. Specific duties will be provided related to regulatory exams, daily accounting, accounts payable and marketing for the assigned Middle Market group. Additionally, Loan Specialist IIs are expected to oversee the processes for: changes and updates to risk reports (including risk rating policy), operation procedures, management of client loan accounting requests, partner with the Treasury Management team to assist the client in implementations including new account set-up and ongoing administration, and to prepare and arrange weekly portfolio management meetings (including creating agendas and preparing meeting minutes, etc.). You will handle administrative details and duties and take responsibility for completing those duties on time and with a high degree of quality. Additionally, you will need to proactively develop relationships with key internal partners and external clients, gaining recognition as a team resource, build a great rapport with clients and fellow associates, and treat others with respect and consideration regardless of their status or position. All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Requirements

Associates degree or equivalent combination of education and related work experience.
2+ years of experience providing banking loan and deposit support or working with business organizational documents.
Strong Microsoft Office skills, including PowerPoint, Word, and Excel.
Valid driver's license (may not be learner’s, restricted or “to and from work” license) and driving history that meets the Bank’s driver standards.
Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

Nice To Haves

Bachelor’s degree or equivalent combination of education and related work experience.
2+ years of experience in Specialty or Middle Market banking loan and documentation support.
Prior work experience in the Middle Market banking industry.
Exceptional verbal, written and interpersonal communication skills with the ability to clearly and concisely articulate issues, to carry out instructions and instruct others, to generate reports, correspondence and procedures.
Ability to work with minimal supervision while performing duties.
Effective organizational and time management skills.
Ability to train and mentor new Middle Market Loan Specialists.
Absolute discretion when dealing with confidential matters.
Self-directed and motivated to accomplish tasks, meet objectives and commit to timelines.
Strong client service skills with the ability to interact in a professional manner with both internal and external clients.
Responsive and flexible; ability to adapt to changes in the work environment and modify approaches or methods to best fit the situation.
Proficient in salesforce.com, MS Office applications which include Outlook, Word, Excel, and PowerPoint.

Responsibilities

Manage daily, weekly, and monthly Middle Market Banking trend compliance reports, team financials, pipeline reports and portfolio management reports.
Accurately input data, monitor and process loan data in CapitalStream.
Assist Managing Directors, Relationship Managers, Portfolio Managers and Credit Analyst in monitoring maturing loans, past dues and covenant reports.
Assist Managing Directors, Relationship Managers and Portfolio Managers in all aspects of processing and booking loans.
Review loan documents to ensure accuracy.
Partner with internal groups including accounting, risk management and marketing to manage internal processes related to clients and reporting.
Handle specific duties related to regulatory exams, daily accounting, accounts payable and marketing for the assigned Middle Market group.
Oversee processes for changes and updates to risk reports (including risk rating policy).
Oversee operation procedures.
Manage client loan accounting requests.
Partner with the Treasury Management team to assist clients in implementations including new account set-up and ongoing administration.
Prepare and arrange weekly portfolio management meetings (including creating agendas and preparing meeting minutes, etc.).
Handle administrative details and duties and take responsibility for completing those duties on time and with a high degree of quality.
Proactively develop relationships with key internal partners and external clients.
Gain recognition as a team resource.
Build a great rapport with clients and fellow associates.
Treat others with respect and consideration regardless of their status or position.
Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.