Mid-Level Compliance Officer

Methys•Cape Vincent, NY

22h

About The Position

We are seeking a detail-oriented and proactive Mid-Level Compliance Officer with 2–3 years of experience to support daily compliance operations, fraud monitoring, and merchant due diligence. The successful candidate will play a key role in ensuring adherence to internal policies, regulatory requirements, and operational standards while supporting onboarding and ongoing merchant monitoring processes.

Requirements

2–3 years’ experience in compliance, risk, fraud monitoring, or a related field.
Strong understanding of KYC, AML, and regulatory compliance principles.
High attention to detail and strong analytical skills.
Excellent communication and problem-solving abilities.
Ability to manage multiple tasks and meet daily operational deadlines.
Analytical thinking and risk awareness
Strong organizational skills
Integrity and confidentiality
Customer service orientation
Ability to work independently and within a team

Nice To Haves

Experience in payments, fintech, or financial services is advantageous.

Responsibilities

Review previous day’s transactions to identify anomalies, suspicious activity, or potential fraud patterns.
Verify settlements, ensuring correct application of fees
Perform daily batch checks and reconcile transactions with settlement batches.
Conduct wallet load reconciliations
Manage BIN blocking and unblocking processes as required.
Review merchant websites and assess online reputation (including customer reviews) to confirm legitimacy and service delivery.
Conduct due diligence to ensure merchants meet compliance and risk standards.
Monitor merchant chargeback ratios and escalate where necessary.
Respond to daily merchant and internal queries via phone and email.
Process administrative updates, including: Banking detail changes, Business name or branding updates, 3DS disablement requests.
Provide support on chargeback-related queries and investigations.
Liaise with clients and internal sales teams to collect required onboarding documentation.
Perform KYC (Know Your Customer) verification in line with compliance policies.
Ensure secure storage and proper record-keeping of all documentation.
Submit completed applications for management approval.
Upon approval, set up merchant accounts and onboarding systems.