Merchant Underwriter

KURV•Cleveland, OH

1d•Onsite

About The Position

The Merchant Underwriter reviews, analyzes, and makes decisions and recommendations on merchant applications. The role requires commercial underwriting experience in a fast-paced, deadline-driven environment, with the ability to apply best-practice guidelines, collect and analyze exposure and loss data, identify trends, respond to internal and external requests, and communicate analysis results to business customers and senior management. The successful candidate maintains ethical standards and actively advocates for and monitors compliance.

Requirements

At least 3 years of experience in a commercial underwriting environment.
Typing speed of 50+ WPM or equivalent keystrokes.
Strong organizational and analytical skills.
Strong oral and written communication skills.
Ability to multitask and pay attention to detail.
Ability to interpret data based on established criteria.
Experience reviewing and analyzing individual and company credit reports, including Equifax, Experian, and Dun & Bradstreet.
Team-oriented approach and willingness to work with all levels of applicants, not exclusively high-level applicants, while maintaining a positive attitude.
Flexibility to work extended shifts as needed.
High school diploma or equivalent.

Nice To Haves

Bachelor’s degree in Business or Finance, or equivalent work experience.

Responsibilities

Conduct commercial credit applicant reviews.
Analyze merchant applicants across a wide variety of business types and card-present and card-not-present processing environments.
Handle a wide range of volumes and ticket amounts, standard documentation, and future service liability.
Review and analyze individual and company credit reports, including Equifax, Experian, and Dun & Bradstreet.
Communicate effectively with merchants and sales representatives.
Communicate effectively with internal company departments and management as necessary.
Collect and analyze exposure and loss data, spot trends through monitoring and reporting, and communicate analysis results to business customers and senior management.
Advocate for and monitor compliance.