Member Solutions Specialist

Atlantic Regional Federal Credit Union•South Portland, ME

About The Position

Atlantic Federal Credit Union is seeking a Member Solutions Specialist to support members who are past due on their accounts. The specialist works one-on-one with members to understand their circumstances and help them find realistic, sustainable ways to get back on track. The role involves handling inbound and outbound communications and managing delinquent loans, mortgages, and deposit accounts. The position requires clear documentation, attention to risk, and compliance with policies and regulatory requirements. Atlantic describes the work as meaningful and team-oriented, with clear expectations and opportunities to grow.

Requirements

  • 1–3 years of experience in collections, financial services, or a similar role.
  • Strong communication skills and sound judgment.
  • Ability to organize work and manage competing priorities.
  • Comfort working in systems and using basic reporting tools.
  • High school diploma or equivalent.
  • Comfort having difficult conversations, leading with empathy, and working with members to identify the best possible solutions.

Responsibilities

  • Handle inbound and outbound communications with members who are past due, including phone calls, texts, and emails.
  • Understand members’ situations and work through realistic, sustainable repayment options.
  • Manage delinquent loans, mortgages, and deposit accounts.
  • Ask thoughtful questions to identify the causes of delinquency and determine appropriate support for members and the company.
  • Handle account updates, charge-offs, recoveries, and required notices.
  • Maintain accurate, thorough notes on conversations and account actions.
  • Review reports and account activity to identify risk early and take action when needed.
  • Follow policies and regulatory requirements in day-to-day work.

Benefits

  • Paid time off.
  • 11 paid holidays.
  • Medical coverage.
  • Dental coverage.
  • 401(k).
  • Programs supporting financial and personal well-being.
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