Member Service Representative II (Relationship Banker)

People's Credit Union•South Kingstown, RI

2d•Onsite

About The Position

The Member Service Representative II provides solutions to members’ financial needs by providing quality service to members through effective needs-based recognition, handling member concerns and inquiries, and performing transactions with accuracy in a positive and professional manner. The primary role of the Member Service Representative II is to build trusting relationships with our members, recommending financial solutions based on our member needs.

Requirements

High school diploma or equivalent
At least 1 to 2 years’ experience in customer service in a financial institution
Excellent oral and written communication skills
Experience in Windows, Microsoft Office, and Automated Lending
Apply for and successfully maintain NMLS registration
Completion of all assigned trainings per regulations set forth by SAFE Act

Nice To Haves

Individuals effective at this competency are able to take effective action without being directed. When they see a need or are given a goal, they take full ownership and act on it without waiting for someone to tell them what to do or how. They seek out guidance when needed so they are able to achieve goals. They make things happen.
Individuals effective at this competency are comfortable with ambiguity and are highly adaptable. They are comfortable and embrace changes and adjust and modify behaviors when appropriate to accommodate for the change when it is for the better of the organization. They understand change management techniques to help with better adoption of change.
Individuals effective at this competency identify with the larger organizational team and their role within it. They are willing and readily share resources, respond positively to requests from other parts of the organization, and support organizational goals. They have empathy for others’ roles and responsibilities and support all members of the organization.
Individuals effective at this competency understand the importance of consistently meeting commitments and quality of work. They are able to be trusted to be on-time, prepared, and will make decisions that are aligned with the organization’s purpose, values and goals. They communicate when they cannot meet commitments and make plans to cover any commitments they are missing.
Individuals who are effective with this competency will be fully present and give undivided attention when someone is speaking. They will give cues both verbally and non-verbally indicating they are engaged in what someone is saying. When the speaker is finished speaking, they paraphrase to confirm understanding of what was being communicated.

Responsibilities

Assist members in establishing account relationships as it relates to Credit Union products and services, utilizing in branch, telephone, and email opportunities.
Respond to member inquiries and evaluate their needs. Properly and enthusiastically look for growth opportunities and direct members to the appropriate resource.
Maintain proficient knowledge of bank channels to promote ATM/Debit card usage, Alkami product and services, mobile banking, and bill pay.
Demonstrate ownership of any customer problem or request by utilizing available resources and following up to ensure effective resolution and member satisfaction.
Meet assigned member service and retention goals contributing to the success of the team.
May serve as Member Service Center Agent as needed.
Perform accurate, routine transactions as they relate to Credit Union products and services and balance processed transactions daily.
Perform teller/MSR I duties as required, may assist in training and mentoring of new staff.
Assist in the operational maintenance and procedural balancing of Automated Teller Machines.
May assume coordination of branch office operations to include branch opening, closing, and branch balancing.
Participate in all required training and adhere to written policies and procedures of the credit union including BSA, OFAC and security.
Interview consumer loan applicants to gather the required information for a credit application, explaining loan options, rates and terms and close loan on approval.
Apply for and successfully maintain NMLS registration.
Completion of all assigned trainings per regulations set forth by SAFE Act.
Completion of annual registration renewal process.