Market President

Minnwest Corporation•Farmington, MN

5d•Onsite

About The Position

The Market President is responsible for the accounting operations of the bank including the maintenance of a comprehensive system of accounting records, controls and policies designed to: enhance the accuracy and efficiency of the bank's reported financial results as well as to mitigate risk by ensuring compliance with (1) established controls over financial reporting, (2) Generally Accepted Accounting Principles (GAAP) and, (3) Regulatory reporting requirements. This position implements the long- and short-range Accounting Department goals as communicated by the Chief Financial Officer.

Requirements

Bachelor's degree
5+ years' experience in sales and commercial lending
Specific, formal credit training
Ability to analyze complex balance sheets, income statement ratios, and cash flow statements
In-depth knowledge of bank products, bank organization, and banking group inter-relationships
In-depth knowledge of local market, competitive marketplace, and trends in product offerings

Responsibilities

Develops and maintains new and existing relationships, and sustains consistent high-quality loan and deposit growth that meets the banks goals and objectives
Maximizes the bank’s profitability through appropriate pricing on new loan originations and renewals, fee income and selling of all bank products and services. This would include negotiating terms and structure and presenting credit for approval to appropriate levels of authority within the bank.
Collaborate with Business Line Leadership to develop and implement productive sales techniques to meet or exceed referral and sales goals and provide solutions to customer’s financial needs
Collaborate with Business Line Leadership on setting branch sales goals based on company and business line VTO and budget
Attend market leadership team meetings and play an active role in the sales drive and accountability of the branch.
Promote deposit and loan related marketing campaigns and promotions.
Monitor and hold staff accountable for sales productivity and teamwork.
Manages, monitors, and enhances the growth of an existing loan portfolio $20-$40 million, including ensuring proper risk ratings and early identification of potential problems.
Preparation of accurate and high-quality credit write-up and loan presentations to the loan committees and other loan approval authorities
Minimizes loan losses and exceptions through effective documentation, underwriting, timeliness of renewals and collection efforts, and relationship building.
Responsible for managing delinquencies, workouts, collections and foreclosure activities and will work with the Chief Credit Officer on larger credits, as required.
Works collaboratively with loan operations, credit analyst and other support to collect all pertinent information required for the loan presentation and to monitor the existing portfolio.

Benefits

Comprehensive Medical, Vision and Dental Insurance
Retirement savings including 401(k) with Employer Match and Employee Stock Ownership Plan (ESOP)
Paid Holidays and Competitive Paid Vacation Days
Paid Parental Leave
Short- and Long-Term Disability
Life, Critical Illness, and Accidental Insurance
Tuition Reimbursement and Career Development Opportunities
Employee Assistance Program (EAP)
Paid Time Off to volunteer in your community
Opportunities to connect with others through our diversity and inclusion focused Employee Resource Group