About The Position

Join State Farm’s Sharing Economy Practice as a Managing Underwriter and help drive profitable growth across a dynamic and evolving large commercial insurance portfolio. This opportunity is ideal for an experienced commercial lines insurance professional who brings strong underwriting expertise, a relationship-driven approach to working with brokers and customers, and a business development mindset. In this B2B role, you’ll evaluate complex risks, build and strengthen strategic market relationships, and work across the enterprise to support growth, retention, and long-term portfolio performance within State Farm’s Mobility and Sharing Economy product line.

Requirements

  • 3+ years’ experience in large commercial auto underwriting and/or broker/account management (carrier or brokerage); Sharing Economy experience strongly preferred.
  • Demonstrated ability to build and maintain relationships with large commercial customers and national brokers, including experience with broker-led placements (RFI/RFP, negotiations, renewals).
  • Strong understanding of P&C commercial auto concepts: coverage, underwriting, risk selection, regulatory considerations.
  • Experience working with admitted and non-admitted (E&S) placements; familiarity with associated compliance/reporting preferred.
  • Ability to navigate ambiguity and operate with high autonomy while coordinating across multiple stakeholders to drive outcomes; ability to partner effectively with stakeholders throughout the enterprise (Actuarial, Claims, Legal, Finance, Technology, Risk, etc.).
  • Innovative, “start-up” mindset—comfortable challenging conventional approaches, pushing others to think differently, and driving practical solutions in a fast-moving market.
  • Strong communication skills with the ability to influence at all levels, including external executive audiences.
  • Customer and broker mindset; strong focus on responsiveness and ability to create “easy to do business with” environment.
  • Strong underwriting judgment and commercial instincts; able to balance growth with disciplined risk management.
  • Leadership presence and credibility with external customers/brokers and internal leadership.
  • Strong analytical and problem-solving capability; able to synthesize complex information into clear recommendations.
  • Collaborative, proactive, and outcome oriented; effective at navigating cross-functional dependencies.
  • Adaptable and resilient in a fast-paced, evolving market environment.

Nice To Haves

  • Sharing Economy experience strongly preferred.

Responsibilities

  • Serve as the primary relationship manager and point of contact for Sharing Economy customers and their brokers, representing State Farm in a B2B, broker-led, large commercial marketplace.
  • Drive new business and retention through a proactive sales-and-service approach (RFI/RFP participation, renewal strategy, negotiation support, onboarding readiness, customer service).
  • Apply deep expertise in large commercial auto and Sharing Economy risk to assess exposures, recommend program structure/terms, and align opportunities with State Farm’s risk appetite.
  • As a member of the Sharing Economy Practice and Extended Enablement team, you will work closely with enterprise partners (e.g., Claims, Actuarial, Finance, Legal, Risk/Compliance, Technology) to ensure responsive execution of customer needs, program changes, and issue resolution.
  • Provide market and portfolio insights (competitive dynamics, broker/customer feedback, emerging trends) that inform strategy, product enhancements, and operational improvements.
  • Identify emerging risks and operational friction points; elevate issues appropriately and help drive solutions that improve ease of doing business, compliance, and scalability.
  • Support disciplined portfolio management by monitoring account health and performance indicators and recommending actions to strengthen profitability, risk outcomes, and customer experience.

Benefits

  • Annual raise and bonus
  • Robust health and wellbeing programs
  • Multiple healthcare plan options
  • Vision insurance
  • Dental insurance
  • Telemedicine
  • 24/7 mental health professionals
  • Industry leading training programs
  • Tuition assistance programs
  • Employee resource groups
  • Mentoring
  • Fertility/IVF/adoption assistance
  • College coaching
  • National discount programs
  • Interactive monthly financial workshops
  • Free financial coaching
  • Generous time off policies
  • Parental leave
  • Paid holidays
  • Celebration day
  • Life leave (40 hours/year)
  • Bereavement leave
  • Community service/education support days
  • Matching Gift Program
  • Good Neighbor Grant Program
  • Employee Assistance Fund
  • Free financial advisors
  • 401(k) plan with company contributions of up to 7% of your salary
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