Managing Commercial Credit Analyst Team - To 140K - Waukesha, WI - Job 3820-1
About The Position
The Symicor Group is seeking to fill a Managing Commercial Credit Analyst Team position in the Waukesha, WI area for their bank client. This role is responsible for managing credit analysis, financial statements, and other factors to assess the creditworthiness of new commercial credit requests and identify/mitigate risks. The individual will present findings and recommendations in written reports focusing on cash flow, ability to repay, collateral evaluation, and appropriate structure/terms. The Commercial Credit Analyst also performs ongoing reviews of existing commercial borrowers' financial conditions. The position offers a salary up to $140K and a benefits package. This is not a remote position.
Requirements
- Bachelor’s Degree in a related field of study preferred; specialized financial analysis training.
- Five or more years of experience as a Credit Analyst required.
- Experienced in preparing credit presentations.
- Able to manage/process/track annual reviews of the necessary credits.
- Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations.
- Proficient ability to analyze and interpret financial statements.
- Excellent written and verbal communication skills.
- Strong organizational skills with an eye for detail.
- Ability to multitask.
- Adept with spreadsheet and word processing software as well as having experience working in a digital office environment.
Responsibilities
- Responsible for preparing and managing a credit analyst team that provides comprehensive credit analyses on commercial loans that facilitate the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans.
- Thoroughly analyzes the most complex commercial credits.
- Analyzes factors such as income growth, margins, trends, quality of management, market shares, industry risks, and collateral assessment.
- Submits credit approval documents to appropriate personnel for decision-making.
- Analyze & create loan presentations for the commercial loan committee.
- Assist lenders in evaluating credit proposals and proper structure.
- Grade new and existing loans.
- Prepare financial projections and stress tests.
- Present financial information to the loan committee and vote on loan presentations.
- Prepare audits on commercial loans for documentation and credit exceptions, and provide recommendations.
- Maintain a list of ongoing loan exceptions.
- Maintain a list of loans to be funded.
Benefits
- generous salary of up to $140K
- benefits package
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What This Job Offers
Job Type
Full-time
Career Level
Manager
