Commercial Credit Analyst
Hyundai Capital•Plano, TX
•Hybrid
About The Position
The Associate, Commercial Credit Analyst is required to operate as a self-contained credit unit within the Commercial Credit Department. The associates will perform and coordinate comprehensive credit, collateral and economic reviews of all financing proposals and exercises decision-making responsibility for coordinating the proper documenting of transactions.
Requirements
- 5 years of automotive finance credit analysis experience required.
- Knowledge of financial statements preferred
- College Degree in Business or related field
- This position will require the development of credit and financial skills in an analytically challenging environment.
- Good time management, prioritization skills, and high attention to detail.
- Proficient in Word, Excel and Outlook.
- Strong written and verbal communication skills.
- Possess a high level of subject matter expertise in all areas supported.
- Team oriented, strong interpersonal skills.
Responsibilities
- Complete periodic reviews in the required scheduled formats; CCAP, Risk Based Review or Automated Review.
- Complete assigned dealer monthly reviews with recommendations to minimize the number of Watch List dealers.
- Complete applicable tasks on the liquidation checklist after floorplan payoffs.
- Review overline/aging and interface with Sales to determine causal factors and obtain plan to reduce.
- Review floorplan insurance policies for proper coverage and compliance.
- Collect on excessive audit exceptions (SIV/FIV), principal & interest payments (10th business day of month) and curtailments (last business day of the month).
- Monitor and follow-up on reported duplicate financed vehicles.
- Participate in any other assigned duties as requested including processing new requests as needed.
Benefits
- Hybrid flexibility – 4 days in office, 1 day remote
- Vehicle perks – monthly vehicle allowance plus purchase and lease discounts
- Comprehensive health coverage – medical, dental, and vision plans
- Employer-funded HSA contributions to help reduce healthcare costs
- 401(k) with company match and immediate vesting from day one
- 100% company-paid life and disability insurance
- Wellbeing benefits including fitness and health resources
- Leadership programs and career development that support continuous learning
- Paid Volunteer Time Off and a company charitable donation in your honor
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
