Manager, US Credit Risk

Scotiabank•Dallas, TX

2d•Onsite

About The Position

The Manager, U.S. Credit Risk, Risk Reporting, will contribute to the team’s efficient and effective credit risk assessment, credit adjudication and portfolio/risk management. This Manager will be specifically responsible for managing the development and production of portfolio reporting, analytical tools, and credit related data, managing the portfolio reconciliation process with U.S. Finance and assisting with the credit data error identification and resolution process. This role will be located in Dallas, Tx and report to the Managing Director, U.S. Credit Risk Governance and Risk Reporting.

Requirements

A minimum of three or more years of progressive, relevant and practical experience, preferably within a financial institution. Ideally the candidate will have experience in an information management field and a track record of success in implementing effective information systems that support and generate profitable and informed decision-making in the financial services sector
Credit risk knowledge and experience is an asset
A relevant university degree is a requirement
Advanced data management and report building skills are important, coupled with strong financial, accounting, computer literacy, time management, and excellent written and oral communication skills
Proficiency in Power BI, Excel and SQL is required
Working knowledge of the Bank’s wholesale products, policies and procedures would be advantageous
Highly motivated, organized individual with strong communication and interpersonal skills, knowledge of project and process management disciplines along with a positive 'can do' attitude
Initiative, creativity, good judgment, and attention to detail are necessary
A high level of commitment and a strong sense of teamwork are required to succeed in the role

Nice To Haves

Working knowledge of the Bank’s wholesale products, policies and procedures would be advantageous

Responsibilities

Work with Global Risk Reporting team to create, design, and develop credit risk portfolio reporting tools for presentation of U.S. Credit Risk portfolio information to Scotiabank U.S. senior management
Optimize and expand existing management information systems (MIS) to provide more robust day-to-day credit risk portfolio monitoring tools for U.S. Credit Risk team members
Lead monthly credit risk portfolio reporting and preparation of standard regulatory reporting presentation and information packages
Serve as the responsible data quality officer for U.S. Credit Risk data, leading the continuous improvement of the existing program to ensure the quality of subject credit risk data.
Collect, aggregate, and serve as the lead officer for remediation of data quality gaps, working closely with GBM and U.S. Data Governance officers in the efforts
Lead the monthly and quarterly reconciliation of reporting between U.S. Credit and Finance
Develop and implement processes, procedures, and controls related to credit risk portfolio reporting and data quality control, as well as designing and constructing reporting solutions
Provide timely responses to frequent ad hoc reporting and portfolio information requests from senior management, U.S. Credit Team members, regulators, and other constituents
Support other components of U.S. Credit Risk efforts, including potentially providing analytical support in other areas working with U.S. Finance, Risk Analytics, and Data Governance
Work independently, completing tasks and delivering accurate reporting packages within firm deadlines.