Manager-Risk Management

American Express•New York, NY

2d•$89,250 - $150,250

About The Position

The Initial Limit Management function within Credit and Fraud Risk (CFR) is responsible for setting and managing Initial Credit Line Assignment policies and strategies for the U.S. Consumer Credit Card portfolio. Credit line assignment is a key driver of lending growth and portfolio profitability, and a critical lever for enhancing Card Member engagement and delivering a superior customer experience. The function operates within a well-established framework that leverages advanced algorithms, predictive models, and business rules to inform decision-making. This position reports to the Director of Initial Limit Assignment and works in close partnership with cross-functional teams, including Decision Science, Technology, Finance, Product, Marketing, and Servicing. As an individual contributor Manager (B35), this role is expected to independently drive the execution and enhancement of Initial Line Assignment strategies. The incumbent will balance revenue growth with contingent liability risk to support sustainable portfolio performance, while identifying opportunities to improve and evolve line management capabilities. At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Requirements

Individual contributor Manager (B35) role
Works in close partnership with cross-functional teams, including Decision Science, Technology, Finance, Product, Marketing, and Servicing.

Responsibilities

Independently drive the execution and enhancement of Initial Line Assignment strategies.
Balance revenue growth with contingent liability risk to support sustainable portfolio performance.
Identify opportunities to improve and evolve line management capabilities.