Manager, Risk General Purpose

Concora Credit Inc.•Beaverton, OR

12d

About The Position

As a Manager, Risk General Purpose, you’ll help drive Concora Credit’s Mission to enable customers to Do More with Credit – every single day. The Manager of Risk – General Purpose will own the structure and functions related to credit risk assessment for Concora Credit, the General Purpose credit business. This role will manage the general purpose credit risk policy and reporting. This position will play a critical role in striking the necessary balance between responsible credit risk management while supporting the overall growth of the organization. We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We’re an established company with over 20 years of experience, but now we’re taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change.

Requirements

5 years of credit and consumer lending experience with at least 3 years of experience within a credit card segment.
Has managed risk for a portfolio of $100MM+ of assets.
Bachelor’s degree or equivalent experience.
Successful in implementing a credit risk management function.
Has built or rebuilt the organization, infrastructure, processes, and systems/tools to be best in class.
Demonstrated success delivering business value through measures and analysis.
Exceptional analytical skills, including modeling, scenario planning, fiscal management, strategic agility and risk/return analysis.
Exceptional interpersonal and communication skills.
Proven ability to balance a long-range, strategic leadership approach with near-term, detailed, day-to-day risk imperatives.
Experience in a dynamic, changing, and often ambiguous environment.
Ability to influence strong interpersonal and communication skills, especially when interacting with Senior Leaders.
Demonstrated focus on driving change and a sense of urgency.

Nice To Haves

Advanced degree in Statistics, Econometrics, Mathematics, Engineering, Financial Engineering, Operations Research, Physics, or Technology preferred.

Responsibilities

Lead the second line of defense to cover all lending credit risk management for the General Purpose segment.
Develop and implement risk management policies and procedures.
Partner with risk leadership and IT to drive improvements across the organization.
Work closely with the Data Science team to refine and implement new models.
Contribute to system implementation projects in the credit risk space by providing requirements and design inputs, particularly regarding credit risk recognition and measurement.
Evaluate credit policy on an ongoing basis and continuously optimize it.
Provide coaching and motivate a team of analysts.
Own the management of our credit policy

Benefits

Medical, Dental and Vision insurance for you and your family
Paid Time Off (PTO)
6 company-observed paid holidays, plus 3 paid floating holidays
401k (after 90 days) plus employer match up to 4%
Pet Insurance for your furry family members
Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App
Tuition Reimbursement
Flexible Spending Accounts
Life and AD&D Insurance
Long-Term Disability and voluntary Short-Term Disability