Manager, Payment Risk Transformation - Hybrid

Capital One•McLean, VA

7d•$138,100 - $173,400•Hybrid

About The Position

The Enterprise Payments organization sits within the Retail bank and is at the heart of our company’s financial infrastructure, supporting the most critical domains of payment processing. We are driven by our commitment to ensure flawless execution, regulatory compliance, and deliver innovative products that shape the future of payments. In addition to our core payments processing, we provide oversight for end-to-end payment strategy, operations, and risk management for all payment types across the enterprise. The Enterprise Payments Governance and Oversight (EPGO) team is seeking a dynamic Manager to define and implement the future of payments governance across the enterprise. In this high-visibility role, you will tackle major payments-related challenges while continuously elevating day-to-day governance practices. You will collaborate closely with key cross-functional stakeholders to maintain a dynamic, resilient, and well-managed payments ecosystem. Partnering directly with executive leadership, you will help shape governance strategy and drive critical initiatives aligned with overall business priorities. Working alongside a team of highly talented peers, you will be challenged to innovate and grow continuously. Ultimately, your work will directly impact how the enterprise mitigates risk, modernizes operations, and leads in the payments landscape. The Team The Enterprise Payments team drives a dynamic, well-managed, and compliant payments ecosystem across all enterprise lines of business. We partner directly with senior executive leadership to shape and execute payments governance strategies, ensuring robust risk management across complex payment rails (including RTP, ACH, and wire).

Requirements

At least 2 years of experience in risk management
At least 2 years of storytelling and presenting technical ideations across multiple stakeholder groups
At least 3 years of relationship management experience
At least 2 years experience in data management or reporting
At least 2 years of experience using Google Suite or Microsoft Office
At least 2 years of experience using Generative AI tools
At least 4 years experience in the banking or financial industry

Nice To Haves

Bachelor’s Degree or Military experience
At least 5 years of experience in risk management
At least 3 years of process, program, or project management experience
At least 4 years of experience in data management or data analysis
At least 3 years of experience working in payments
At least 5 years of relationship management experience
At least 2 years of experience using reporting and workflow management tools
Accredited ACH Professional (AAP) certification or Accredited Payments Risk Professional (APRP) certification

Responsibilities

Design data-driven risk reporting frameworks that translate dense risk landscape metrics into actionable executive insights.
Identify and deploy Generative AI and tools to eliminate manual risk monitoring routines and modernize workflows.
Partner with data analytics teams to build dynamic, real-time dashboards for proactive trend analysis and early risk identification.
Connect high-level data strategy with 1st and 2nd Line of Defense teams to ensure alignment with the Enterprise Risk Management (ERM) framework.
Lead cross-functional reporting efforts on behalf of EPGO and consult with executive leadership to enable risk initiatives enterprise-wide.