Manager of Credit Risk Analysis

Associated Energy Group, LLC•Miami, FL

About The Position

AEG is seeking a detail oriented and analytical Manager, Credit Risk Analysis to support the evaluation and management of customer credit risk across the company's global portfolio. This role is responsible for conducting credit analyses, monitoring customer exposures, reviewing financial information, supporting compliance initiatives, and identifying potential credit risks. The position will also oversee a Credit Risk Analyst and help ensure the accuracy and timeliness of credit reviews, reporting, and portfolio monitoring activities. The role will leverage advanced analytics, reporting tools, automation, and emerging AI-enabled technologies to enhance credit risk assessment, portfolio monitoring, operational efficiency, and decision making. The ideal candidate will possess strong financial analysis skills, experience evaluating customer creditworthiness, and the ability to work collaboratively with cross functional teams to support sound credit decisions and risk management practices.

Requirements

Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field preferred.
5+ years of experience in credit analysis, financial analysis, risk management, commercial credit, or a related field.
Experience developing dashboards, automated reporting solutions, and management reporting tools.
Demonstrated ability to analyze large data sets and translate complex financial and operational information into meaningful business insights and recommendations.
Experience utilizing AI-enabled tools such as Microsoft Copilot, ChatGPT, Claude, or similar technologies to improve analysis, reporting, process efficiency, and decision making.
Knowledge of sanctions screening, compliance reviews, and credit risk management principles.
Strong verbal and written communication skills with the ability to interact effectively across all levels of the organization.
Ability to manage multiple priorities and meet deadlines in a fast-paced environment.

Nice To Haves

Experience identifying and implementing process improvements, automation initiatives, and operational efficiencies preferred.
Experience reviewing both publicly traded and privately held company financial information preferred.
Experience with SAP or other ERP systems preferred.
Prior experience leading or mentoring team members preferred.

Responsibilities

Monitor aviation, energy, geopolitical, and economic developments that may impact customer financial performance, industry conditions, and overall credit risk exposure.
Collaborate with executive leadership, regional leaders, Sales, Finance, Operations, and other key stakeholders to support credit decisions, evaluate customer risk, and resolve credit-related issues.
Develop and maintain dashboards, automated reports, and management reporting tools to enhance portfolio visibility, risk monitoring, and decision making.
Identify, recommend, and implement process improvements, automation opportunities, and workflow enhancements within the Credit Risk function.
Analyze large volumes of financial, operational, and portfolio data to identify trends, emerging risks, and actionable business insights.
Utilize AI-enabled tools and technologies to improve analytical capabilities, reporting efficiency, portfolio monitoring, and risk assessment processes.
Analyze and monitor customer credit risk across North America, Latin America, EMEA, and APAC portfolios.
Review customer exposures and identify high risk accounts requiring additional review or action.
Monitor and analyze past due accounts, identify trends, and work with internal stakeholders to mitigate risk.
Conduct quarterly credit reviews for publicly traded customers, including analysis of financial performance and market conditions.
Perform due diligence reviews and credit evaluations for prospective customers.
Review and analyze financial statements for privately held customers to assess creditworthiness and recommend credit limits.
Perform financial analysis and utilize established credit models to determine appropriate credit facilities and exposure levels.
Conduct sanctions screenings and support compliance related reviews in accordance with company policies and regulatory requirements.
Maintain accurate customer credit files, documentation, and supporting analyses.
Support business transformation initiatives and assist with maintaining accurate credit management data within SAP and related systems.
Generate and maintain reports related to portfolio exposure, credit limits, customer performance, and risk trends.
Utilize advanced Microsoft Excel functions including Pivot Tables, XLOOKUPs, formulas, and data visualization tools to analyze and present information.
Manage and develop a Credit Risk Analyst, including training, work assignments, and performance feedback.
Identify opportunities to improve processes, reporting, and overall efficiency within the Credit Risk function.