Manager, Mortgage Pricing Analytics - Real Estate Secured Lending (RESL)

Scotiabank • Toronto, ON

50d • Onsite

About The Position

The Manager, Mortgage Pricing Analytics coordinates and implements specific Mortgage Pricing Analytics work streams. In fulfilling the role, the successful candidate will work closely with all relevant stakeholders that contribute to mortgage analytics and key performance indicators. This individual exhibits a high degree of flexibility and is able to effectively manage numerous competing priorities. Responsibilities include pricing management, price optimization, price execution, management reporting on the key performance indicators for mortgage portfolio from a pricing perspective, and monitoring market conditions and the competitive landscape.

Requirements

• Bachelor’s degree (Business/Math/Computer Science/Information Systems)
• 2+ years of analytics experience
• Knowledge & experience of utilizing tools such as SAS Enterprise Guide, Base SAS, Python, Power BI and Tableau for reporting and analytics
• Knowledge of SQL, and experience of working on enterprise data warehouse platforms and enterprise data lake platforms (DB2/SQL Server/Hadoop)
• Ability to source and interpret data, perform analyses and make informed recommendations
• Good written and verbal communication skills with proven ability to engage and manage stakeholders
• Good understanding of quantitative analytics and management reporting
• Experience and familiarity with analytic processes and fact-based decision making
• A high degree of flexibility to adapt to a wide variety of tasks and changing priorities

Nice To Haves

• Pricing methodological knowledge including quantification of customer value and price elasticity of demand
• Working knowledge of Sales Management and the Retail Sales Process

Responsibilities

• Monitor the competitive landscape, key performance indicators and impact of pricing strategies on growth and profitability
• Perform and review optimization scenarios and recommend changes to channel level and customer segment level mortgage rates
• Quantify, execute and monitor impact of pricing changes
• Deliver business insights by effectively leveraging technical tools including SAS Enterprise Guide, Base SAS, Python and powerBI for all management reporting activities
• Support the continuous improvement of tools and reports that inform mortgage pricing and product analytics going forward
• Ensure data feeds that support analysis are available and accurate
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of his/her respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
• Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Champion a high performance environment and contributes to an inclusive work environment.

Benefits

• Upskilling through online courses, cross-functional development opportunities, and tuition assistance.
• Competitive Reward Program, including bonus, flexible vacation, personal, sick days, and benefits will start on day one.
• Opportunities for community engagement & belonging with our various programs such as hackathons, contests, cooking with friends, Humans of Digital and much more!

What This Job Offers

• Job Type: Full-time
• Career Level: Manager