Manager - Data Science

American ExpressNew York, NY
$103,750 - $174,750Hybrid

About The Position

The Credit & Fraud Risk Finance team delivers fact-based, decision-driven and high-impact Net Loss Provision forecasts and credit-risk related insights through deep analytics. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. The CFR Financial Insights Team is a project-based team committed to providing insightful analytics and informed recommendations to drive profitable growth, with a strong focus on advanced analytics, automation, and innovation. This Manager role sits within Risk Finance and partners closely with Credit & Fraud Risk, Finance LFOs, EFP&A, Investor Relations, Marketing, Investment Optimization, and Technology to support enterprise decision-making, planning, and forecasting. The role combines deep analytical expertise, Generative AI-driven innovation, and hands-on technical development to modernize how insights and forecasts are produced. You will lead complex, cross-functional analytics that link risk actions to customer behavior, financial outcomes, and loss metrics, while building scalable analytical solutions and driving innovation in Risk Finance. You’ll influence and inform cross-enterprise strategic decision-making by performing nuanced analytics on card member and segment behavior as well as peer and industry trends, always keeping in mind profitability expectations and impact to losses.

Requirements

  • Deep analytical expertise
  • Generative AI-driven innovation
  • Hands-on technical development

Responsibilities

  • Lead complex, cross-functional analytics that link risk actions to customer behavior, financial outcomes, and loss metrics.
  • Build scalable analytical solutions.
  • Drive innovation in Risk Finance.
  • Influence and inform cross-enterprise strategic decision-making by performing nuanced analytics on card member and segment behavior as well as peer and industry trends.
  • Modernize how insights and forecasts are produced using deep analytical expertise, Generative AI-driven innovation, and hands-on technical development.

Benefits

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities
© 2026 Teal Labs, Inc
Privacy PolicyTerms of Service