Manager, Credit Analysis
Charles Schwab Inc.•Westlake, TX
•$85,000 - $125,000•Onsite
About The Position
The Manager, Credit Analysis will participate in complex credit underwriting and risk assessment for bank clients. Apply expertise in commercial credit, financial analysis, and loss mitigation to evaluate lending opportunities and manage portfolio risk.
Requirements
- Applicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship
- 3+ years of commercial/private banking underwriting experience
- Strong analytical skills; restructuring/foreclosure experience
- Bachelor’s degree
- Applicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship.
Nice To Haves
- Exposure to underwriting platforms
- Public equity and debt market knowledge
- Demonstrates client-first mindset, collaboration, accountability, and alignment to Schwab culture.
Responsibilities
- Evaluate complex credit opportunities by identifying risks and mitigation strategies.
- Apply sound judgment to balance risk and business growth objectives.
- Perform cash flow analysis using financial statements and tax returns.
- Deliver clear, data-driven credit recommendations.
- Assess portfolio risk across industries and economic cycles.
- Proactively identify emerging risks and mitigation actions.
- Ensure compliance with AML/KYC, regulatory, and internal policy requirements.
- Maintain strong documentation and risk discipline.
- Partner cross-functionally to drive underwriting decisions.
- Improve processes, tools, and operational efficiency.
- Communicate complex decisions clearly.
- Build trusted relationships across stakeholders.
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What This Job Offers
Job Type
Full-time
Career Level
Manager
