Manager - Budget Planning and Analysis

Golden 1 Credit Union•Sacramento, CA

3d•Hybrid

About The Position

This role manages, leads, and develops Golden 1's annual budget, multi-year Financial Plan, and periodic forecasts. It oversees all enterprise financial planning activities, partnering with executive leadership to align financial strategies with organizational priorities, strategic initiatives, human capital management, and strategic goal achievement. The position designs and develops financial planning and analysis models at both the departmental and enterprise level, incorporating key drivers such as loans, deposits, interest rates, economic conditions, and other internal and external factors, enabling scenario analysis and strategic decision support. It leads and coordinates the enterprise-wide financial planning and budget development process, ensuring alignment with strategic priorities and delivering comprehensive executive reporting packages, KPI dashboards, and financial presentations that support organizational decision-making. The role also designs and delivers monthly financial reporting packages that provide clear, forward-looking insights into financial performance, operational efficiency, and key business drivers, supporting executive-level evaluation and action. Advanced technical accounting knowledge is applied to ensure financial plans, forecasts, and analyses are aligned with GAAP and regulatory requirements, translating accounting impacts into accurate, forward-looking financial projections and strategic insights. Financial information including income, expenses, loans, deposits, and balance sheet trends is analyzed to ensure alignment with financial plans and forecasts. Key variances and underlying drivers are identified, investigated, and communicated, providing actionable recommendations to optimize performance. Financial and operational trends across the organization are evaluated to optimize resource allocation, improve cost discipline, and enhance overall financial performance. The position serves as a trusted strategic advisor to executive leadership and business units, leading financial discussions, influencing decision-making, and ensuring alignment of financial outcomes with enterprise strategy. Collaboration with Corporate Strategy and the Enterprise Project Management Office (EPMO) ensures the Financial Plan reflects enterprise initiatives, strategic priorities, and execution timelines. In coordination with the VP – Controller, the role supports and oversees Allowance for Credit Losses (ACL) analysis and reporting, incorporating credit risk insights into financial planning, forecasting, and performance analysis. Peer credit union performance and industry benchmarks are evaluated to provide context for financial results and support strategic decision-making. Continuous improvement and transformation of financial planning, forecasting, and reporting processes are driven to enhance accuracy, speed, transparency, and organizational value. The administration and enhancement of budgeting and financial planning systems are led, identifying and implementing process and technology improvements to support scalable, data-driven decision-making. Enterprise-wide financial planning policies, procedures, and reporting frameworks are established and implemented to promote consistency, transparency, and accountability. A comprehensive understanding of accounting, financial, regulatory, and economic conditions is maintained, incorporating these insights into financial planning, forecasting, and performance management. Adherence to applicable regulatory requirements, internal controls, and risk management practices is ensured, integrating these considerations into financial planning processes. The Budget Planning & Analysis team is led, developed, and mentored, establishing performance expectations, driving accountability, and supporting professional development to build a high-performing team. A positive, collaborative, and results-driven work environment is fostered by promoting skill development, coaching for improvement and growth, and supporting a culture aligned with Golden 1’s mission, vision, and core values. Participation in enterprise initiatives is undertaken, providing financial leadership and analytical support to cross-functional efforts. Flexibility and leadership are exhibited to take on new responsibilities and assignments as identified by the VP – Controller and assist with various ad hoc analyses and projects. Other duties as assigned.

Requirements

Bachelor’s Degree in Finance, Accounting, or related field required
8+ years of progressive experience in FP&A, budgeting, or related financial management roles, with demonstrated enterprise-level impact required
Prior leadership experience required

Nice To Haves

CPA, CFA, or MBA preferred
Financial institution experience preferred

Responsibilities

Manage, lead, and develop Golden 1’s annual budget, multi-year Financial Plan, and periodic forecasts.
Oversee all enterprise financial planning activities, partnering with executive leadership to align financial strategies with organizational priorities, strategic initiatives, human capital management, and strategic goal achievement.
Design and develop financial planning and analysis models at both the departmental and enterprise level, incorporating key drivers such as loans, deposits, interest rates, economic conditions, and other internal and external factors, enabling scenario analysis and strategic decision support.
Lead and coordinate the enterprise-wide financial planning and budget development process, ensuring alignment with strategic priorities and delivering comprehensive executive reporting packages, KPI dashboards, and financial presentations that support organizational decision-making.
Design and deliver monthly financial reporting packages that provide clear, forward-looking insights into financial performance, operational efficiency, and key business drivers, supporting executive-level evaluation and action.
Apply advanced technical accounting knowledge to ensure financial plans, forecasts, and analyses are aligned with GAAP and regulatory requirements, translating accounting impacts into accurate, forward-looking financial projections and strategic insights.
Analyze financial information including income, expenses, loans, deposits, and balance sheet trends to ensure alignment with financial plans and forecasts.
Identify, investigate, and communicate key variances and underlying drivers, providing actionable recommendations to optimize performance.
Evaluate financial and operational trends across the organization to optimize resource allocation, improve cost discipline, and enhance overall financial performance.
Serve as a trusted strategic advisor to executive leadership and business units, leading financial discussions, influencing decision-making, and ensuring alignment of financial outcomes with enterprise strategy.
Collaborate with Corporate Strategy and the Enterprise Project Management Office (EPMO) to ensure the Financial Plan reflects enterprise initiatives, strategic priorities, and execution timelines.
Support and oversee Allowance for Credit Losses (ACL) analysis and reporting, incorporating credit risk insights into financial planning, forecasting, and performance analysis.
Evaluate peer credit union performance and industry benchmarks to provide context for financial results and support strategic decision-making.
Drive continuous improvement and transformation of financial planning, forecasting, and reporting processes to enhance accuracy, speed, transparency, and organizational value.
Lead the administration and enhancement of budgeting and financial planning systems, identifying and implementing process and technology improvements to support scalable, data-driven decision-making.
Establish and implement enterprise-wide financial planning policies, procedures, and reporting frameworks that promote consistency, transparency, and accountability.
Maintain a comprehensive understanding of accounting, financial, regulatory, and economic conditions, incorporating these insights into financial planning, forecasting, and performance management.
Ensure adherence to applicable regulatory requirements, internal controls, and risk management practices, integrating these considerations into financial planning processes.
Lead, develop, and mentor the Budget Planning & Analysis team, establishing performance expectations, driving accountability, and supporting professional development to build a high-performing team.
Foster a positive, collaborative, and results-driven work environment by promoting skill development, coaching for improvement and growth, and supporting a culture aligned with Golden 1’s mission, vision, and core values.
Participate in enterprise initiatives, providing financial leadership and analytical support to cross-functional efforts.
Exhibit flexibility and leadership to take on new responsibilities and assignments as identified by the VP – Controller and assist with various ad hoc analyses and projects.
Perform other duties as assigned.