Loan Underwriter
On Tap Credit Union•Golden, CO
•Hybrid
About The Position
At On Tap Credit Union, our Loan Underwriters do more than review applications — they play a critical role in helping members achieve their financial goals while protecting the strength of our organization. If you enjoy analyzing details, making sound decisions, and partnering with a team that puts people first, this could be the role for you.
Requirements
- High school diploma or equivalent required
- NMLS registration (or ability to obtain) required
Nice To Haves
- 2–5 years of lending or underwriting experience preferred
- Experience with indirect lending channels is a plus
- Familiarity with financial operations and documentation analysis
Responsibilities
- Underwrite consumer loans across direct and indirect channels
- Analyze credit reports, financial statements, tax returns, and collateral
- Make sound lending decisions within authority and provide recommendations beyond limits
- Partner with retail teams to deliver exceptional member service and identify opportunities
- Review applications for quality, accuracy, and potential risk or fraud
- Support indirect lending, including dealer relationships and loan funding
- Monitor loan trends, delinquency patterns, and recommend risk mitigation strategies
- Stay current on lending regulations to ensure compliance
- Coach and support team members on loan submissions and processes
- Contribute to process improvements, product enhancements, and special projects
Benefits
- Upon learning and demonstrating competency in this role, you may be considered for a hybrid schedule (minimum 2 days onsite per week)
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
