Loan Support Analyst Senior - Treasury - Midland

PNC Bank • Overland Park, KS

5d • Hybrid

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Loan Support Analyst Senior within PNC's Midland organization, you will be based in office within the PNC Midland footprint. The Loan Support Analyst Senior role in the Treasury department will be responsible for previous day reconciliations, overnight investing, disbursement transaction processing (Wire and ACH), and audit reporting. The position will also support Midland’s management team with decisions by providing key statistics regarding transaction volume and bank account balances. Proficiency in Microsoft applications is key as well. This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Applies specialty product knowledge to the day-to-day servicing of a portfolio of commercial real estate loans with elevated borrower relationships and/or complexity to include increased communication and autonomy. Supports the day-to-day servicing of a portfolio of commercial real estate loans, ensuring compliance with loan document, accurate processing of transactions and timely reporting to stakeholders. These commercial real estate loans include CMBS, balance sheet and agency loans. Will be required to analyze and interpret complex loan agreements to accurately apply loan terms in loan servicing activities. All servicing activities must be carried out in compliance with servicing agreements, loan documentation, internal policies and procedures, and applicable laws and regulations. Resolves non-compliant issues through written and verbal communication with both internal and external parties. May review and process loan payments, escrows and reserve account disbursements. May assist in the preparation of periodic reporting including investor, internal and regulatory reports. May perform covenant compliance testing. Must maintain accurate and up-to-date loan servicing records in the servicing system. May support the onboarding of new loans and the transition of paid-off or transferred loans. May support tax and insurance administration. May perform collection activities on delinquent accounts. May have funds disbursement authority. Reviews reports to identify exceptions, ensure quality and contribute to risk mitigation efforts. May serve as a subject matter resource and may provide specialty product training.

Requirements

• Proficiency in Microsoft applications is key
• University / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
• Bachelors degree
• Analytical Thinking
• Capital Management
• Compliance Requirements
• Documentations
• Due Diligence
• Loan Documentation
• Regulatory Compliance
• Risk Mitigation Strategies
• Consulting
• Customer Interaction
• Decision Making and Critical Thinking
• Effective Communications
• Financial Analysis
• Managing Multiple Priorities
• Negotiating
• Operational Functions
• Products and Services
• Relationship Management

Responsibilities

• Previous day reconciliations
• Overnight investing
• Disbursement transaction processing (Wire and ACH)
• Audit reporting
• Support Midland’s management team with decisions by providing key statistics regarding transaction volume and bank account balances
• Analyze and interpret complex loan agreements to accurately apply loan terms in loan servicing activities
• Ensure compliance with loan document, accurate processing of transactions and timely reporting to stakeholders
• Resolve non-compliant issues through written and verbal communication with both internal and external parties
• Review and process loan payments, escrows and reserve account disbursements
• Assist in the preparation of periodic reporting including investor, internal and regulatory reports
• Perform covenant compliance testing
• Maintain accurate and up-to-date loan servicing records in the servicing system
• Support the onboarding of new loans and the transition of paid-off or transferred loans
• Support tax and insurance administration
• Perform collection activities on delinquent accounts
• Review reports to identify exceptions, ensure quality and contribute to risk mitigation efforts
• Serve as a subject matter resource
• Provide specialty product training

Benefits

• medical/prescription drug coverage (with a Health Savings Account feature)
• dental and vision options
• employee and spouse/child life insurance
• short and long-term disability protection
• 401(k) with PNC match
• pension and stock purchase plans
• dependent care reimbursement account
• back-up child/elder care
• adoption, surrogacy, and doula reimbursement
• educational assistance, including select programs fully paid
• a robust wellness program with financial incentives
• maternity and/or parental leave
• up to 11 paid holidays each year
• 9 occasional absence days each year, unless otherwise required by law
• between 15 to 25 vacation days each year, depending on career level; and years of service

What This Job Offers

• Job Type: Full-time
• Career Level: Senior