Loan Support Analyst Senior - Treasury - Midland
About The Position
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Loan Support Analyst Senior within PNC's Midland organization, you will be based within the PNC Midland footprint. The Loan Support Analyst Senior role in the Treasury department will be responsible for previous day reconciliations, overnight investing, disbursement transaction processing (Wire and ACH), and audit reporting. The position will also support Midland’s management team with decisions by providing key statistics regarding transaction volume and bank account balances. Proficiency in Microsoft applications is key as well. PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Requirements
- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
- University / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
- Proficiency in Microsoft applications is key.
Nice To Haves
- Analytical Thinking
- Capital Management
- Compliance Requirements
- Documentations
- Due Diligence
- Loan Documentation
- Regulatory Compliance
- Risk Mitigation Strategies
Responsibilities
- Applies specialty product knowledge to the day-to-day servicing of a portfolio of commercial real estate loans with elevated borrower relationships and/or complexity to include increased communication and autonomy.
- Supports the day-to-day servicing of a portfolio of commercial real estate loans, ensuring compliance with loan document, accurate processing of transactions and timely reporting to stakeholders.
- Analyzes and interprets complex loan agreements to accurately apply loan terms in loan servicing activities.
- Ensures all servicing activities are carried out in compliance with servicing agreements, loan documentation, internal policies and procedures, and applicable laws and regulations.
- Resolves non-compliant issues through written and verbal communication with both internal and external parties.
- Reviews and processes loan payments, escrows and reserve account disbursements.
- Assists in the preparation of periodic reporting including investor, internal and regulatory reports.
- Performs covenant compliance testing.
- Maintains accurate and up-to-date loan servicing records in the servicing system.
- Supports the onboarding of new loans and the transition of paid-off or transferred loans.
- Supports tax and insurance administration.
- Performs collection activities on delinquent accounts.
- May have funds disbursement authority.
- Reviews reports to identify exceptions, ensure quality and contribute to risk mitigation efforts.
- Serves as a subject matter resource and may provide specialty product training.
Benefits
- medical/prescription drug coverage (with a Health Savings Account feature)
- dental and vision options
- employee and spouse/child life insurance
- short and long-term disability protection
- 401(k) with PNC match
- pension and stock purchase plans
- dependent care reimbursement account
- back-up child/elder care
- adoption, surrogacy, and doula reimbursement
- educational assistance, including select programs fully paid
- a robust wellness program with financial incentives
- maternity and/or parental leave
- up to 11 paid holidays each year
- 9 occasional absence days each year, unless otherwise required by law
- between 15 to 25 vacation days each year, depending on career level; and years of service
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What This Job Offers
Job Type
Full-time
Career Level
Senior
