Loan Specialist (Agricultural)

Farm Service Agency • Franklin, TX

5d • Onsite

About The Position

This position is located in the Farm Service Agency in Franklin, Robertson County, Texas. This position assists the Farm Loan Manager in administering farm loan programs in a USDA Service Center serving one or more Counties. Duties include providing technical advice, guidance, and credit counseling to loan applicants and borrowers. The role has delegated loan approval authority to approve loans within a specific limit and requires knowledge of agency farm loan programs, eligibility requirements, farm financing and credit, financial management concepts and practices, farm operations, land use and value, production and marketing of various crops and livestock, and prices and markets in the serviced farming areas.

Requirements

• Must be a US Citizen or US National.
• Males born after 12/31/1959 must be Selective Service registered or exempt.
• Subject to satisfactory adjudication of background investigation and/or fingerprint check.
• Must serve a 1-year probationary period.
• Must have federal payments made by direct deposit.
• Successfully pass the E-Verify employment verification check.
• Required to submit Confidential Financial Disclosure Report Form OGE-450 within 30 days of initial appointment and annually thereafter.
• Must possess or have possessed Agricultural Loan Approval Authority.
• Undergraduate and Graduate Education: Major study - finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology.
• OR Experience: Specialized Experience (for positions above GS-5): Experience that demonstrated competence in agricultural, commercial, realty, or other types of loans. Experience may have been gained in such work as reviewing and passing upon applications for agricultural, commercial, bank or mortgage loans; servicing a loan portfolio of a bank or other loan association; performing financial analysis of commercial concerns for investment purposes; appraising real estate to determine property valuation; or similar work.
• Specialized experience for the GS-11 level: Applicants must have one year of specialized experience equivalent in difficulty and responsibility to the GS-9 level in the Federal service or private sector equivalent.
• Specialized experience is defined as: Sufficient knowledge of agricultural production, financial management and credit principles and practices to analyze the solvency, credit risk and future repayment capacity of moderate size agricultural operations having a limited number of enterprises; knowledge of laws, rules and regulations concerning agricultural trade and business practices and of income tax laws, bankruptcy laws and other statutes; demonstrated skill in working with smaller loans and less complicated business structures (sole proprietorships and partnerships).
• Applicants must have three full academic years of progressively higher-level graduate education or Ph.D., or equivalent doctoral degree from an accredited college or university with a major field of study in finance, business administration, economics, accounting, engineering, mathematics, banking and credit, law, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology.
• OR Combination of Education and Experience at the GS-11 Grade Level: A combination of education and experience as listed above.
• If you are a current federal employee in the General Schedule (GS) pay plan and applying for a promotion opportunity, you must meet time-in-grade (TIG) requirements of 52 weeks of service at the next lower grade level in the normal line of progression for the position being filled.
• Must be able to obtain and maintain a security clearance.
• If selected you will be subject to a National Agency Check and Inquiry (NACI) and a credit report.

Nice To Haves

• Permanent County employees without prior Federal tenure who are selected for a Civil Service position under Public Law 105-277 will be given a career-conditional appointment and must serve a 1-year probationary period.

Responsibilities

• Provides technical advice, guidance, and credit counseling to loan applicants and borrowers.
• Has delegated loan approval authority to approve loans within a specific limit.
• Has knowledge of agency farm loan programs and eligibility requirements.
• Has knowledge of the technicalities of farm financing and credit, financial management concepts and practices, and farm operations.
• Has knowledge of land use and value, production and marketing of various crops and livestock, and prices and markets in the serviced farming areas.
• Independently performing loan collection activities.

Benefits

• A career with the U.S. government provides employees with a comprehensive benefits package.
• As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding.
• Recruitment and/or relocation incentives may be authorized.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level