Loan Review Analyst

First Financial Bank • Abilene, TX

1d • Onsite

About The Position

The incumbent will enter the Professional Lending Development Program as a Loan Review Analyst. This position has extensive contact with the company's lending and loan support staff. The incumbent must have the ability to express his/her self in a clear and concise manner. Under the general direction of the Loan Review Manager, the incumbent prepares written quality evaluations of complex commercial and consumer loans and commitments. These evaluations include assessments of the borrower's financial condition, the borrower's performance, administration of the loan officer, the sufficiency of documentation, profitability, and compliance with Bank policy and regulatory requirements. The incumbent is responsible for preparing comprehensive risk analyses of complex loans and commitments.

Requirements

• Accounting, finance or business degree with a minimum of 9 hours of accounting classes is (preferred Intermediate Accounting I & II) required.
• Demonstrated above average written and oral communication skills.
• Ability to logically organize and interpret information from multiple sources.
• Ability to analyze complex financial statements.
• Ability to use personal discretion in time management and workload management with minimal supervision.
• Demonstrated ability and willingness to determine a course of action and carry it out.
• Demonstrated leadership abilities, dependability and thoroughness in meeting responsibilities, and willingness to seek out and accept responsibilities.
• Must be familiar with PCs and PC software, specifically Excel and Word.

Nice To Haves

• Working knowledge of commercial bank operations and lending is preferred.

Responsibilities

• Preparing written quality evaluations of complex commercial and consumer loans and commitments.
• Assessing the borrower's financial condition, the borrower's performance, administration of the loan officer, the sufficiency of documentation, profitability, and compliance with Bank policy and regulatory requirements.
• Preparing comprehensive risk analyses of complex loans and commitments.

Benefits

• The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level