Loan Review Senior Consultant

Crowe•Washington, DC

5d•$76,200 - $151,000

About The Position

Crowe is seeking a Loan Review Senior Consultant to perform credit risk consulting projects for a variety of clients in the financial services industry. In this role, you will provide loan review services and other consulting engagements with clients on credit related matters. You will prepare detailed financial analysis, including cash flow models and collateral evaluations in order to identify potential credit risks. You will also evaluate whether commercial loan requests adhere to bank policies and procedures and analyze and conduct systematic loan reviews of business-related credits to ascertain adequacy of credit quality, loan documentation, credit administration, and compliance with established policies. You will work on credit projects under a manager; however, you will often work autonomously on certain aspects. You will support many different types of financial institutions, over different geographies. You will lead segments of engagements that will help you develop leadership abilities, including building client relationships and business relationships with key executives. You will write and present clear and concise reports to provide meaningful recommendations to clients.

Requirements

Bachelor’s degree in Finance, Accounting, or Economics or equivalent combination of education and experience
3+ years’ experience of working in financial institutions or regulatory supervisory institutions
Strong written and verbal communication and comprehension both formally and informally to our clients and our teams, in a variety of formats and settings, including in interviews, meetings, calls, e-mails, reports, process narratives, presentations, etc.
Prior experience should include progressive responsibilities, including supervising and reviewing the work of others, and project management, including self-management of simultaneous work-streams and responsibilities
A self-starter who can prioritize multiple tasks, be resourceful and able to research and find solutions
Passion for learning, meeting goals, and helping a team succeed
Willingness to travel
Uphold Crowe’s values of Care, Trust, Courage, and Stewardship
Act ethically and with integrity at all times
Verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.
Not sponsoring for work authorization at this time.

Nice To Haves

Graduate degree or Professional certification a plus (i.e. – RMA CRC)
Experience in leveraged lending, capital call, subscription loans, venture lending, or Asset-Based Lending (ABL) is highly preferred, though not mandatory.
Underwriting, lending, or regulatory experience - not a role for a consumer finance background
Experience with a variety of loan products and industries
Working knowledge of SBA SOP is a plus
Understanding of credit processes, such as loan origination and underwriting; credit policies; portfolio management; allowance for loan and lease losses; loan review and remediation
Thorough knowledge of federal and state banking laws related to credit risk
Prior experience with risk ratings, risk rating methodology, and allowance methodology would be a plus

Responsibilities

Provide loan review services and other consulting engagements with clients on credit related matters
Prepare detailed financial analysis, including cash flow models and collateral evaluations in order to identify potential credit risks
Evaluate whether commercial loan requests adhere to bank policies and procedures
Analyze and conduct systematic loan reviews of business-related credits to ascertain adequacy of credit quality, loan documentation, credit administration, and compliance with established policies
Work on credit projects under a manager; however, you will often work autonomously on certain aspects
Support many different types of financial institutions, over different geographies
Lead segments of engagements that will help you develop leadership abilities, including building client relationships and business relationships with key executives
Write and present clear and concise reports to provide meaningful recommendations to clients