Loan Portfolio Manager

F2 Finance•Santa Monica, CA

5d•Onsite

About The Position

F2 Finance is seeking an experienced Loan Portfolio Manager to lead day-to-day management of our active loan portfolio, with a focus on borrower follow-up, maturity management, extensions, workouts, and enforcement. This is a high-impact, execution-focused role for someone who has managed a book of private, real estate-backed bridge loans and can bring structure, judgment, and initiative to loan-level outcomes.

Requirements

4–8 years of experience in private lending, hard money, residential bridge lending, real estate finance, servicing, or workouts.
Direct experience managing delinquencies, extensions, and enforcement processes is strongly preferred.
A self-starter who can take ownership of outcomes, raise issues early, and bring solutions, while working closely with leadership and taking guidance when needed.
Strong borrower communication skills, including the ability to handle difficult conversations firmly and professionally.
Excellent tracking discipline across many simultaneous loans, deadlines, and counterparties.

Nice To Haves

Bachelor’s degree preferred but not required.

Responsibilities

Maintain an active maturity calendar and proactively drive renewal, payoff, or exit plans well in advance of maturity.
Lead the extension workflow end-to-end, including borrower communication, collecting required documentation, coordinating with counsel, and managing execution of extension agreements.
Own borrower communications around upcoming payments, late payments, delinquencies, and loan status updates.
Drive clear resolution plans and timelines for loans that are impaired or trending that way, including borrower engagement and accountability.
Negotiate practical paths to repayment or exit, including restructuring or forbearance approaches when appropriate.
Recommend and coordinate enforcement actions where needed, with clear documentation and decision support for leadership.
Instruct foreclosure counsel when required and manage the process, timelines, and deliverables.
Oversee external attorneys and vendors, and track key milestones and legal spend.
Work closely with the Credit team on portfolio analysis and performance monitoring (watchlists, risk flags, trends).
Support loan tape reporting and portfolio updates for internal stakeholders and investors.
Help iterate and improve credit policy by incorporating learnings from portfolio performance into underwriting and servicing processes.
Maintain strong documentation and internal reporting so leadership has clear visibility and the portfolio is managed in a repeatable way.