Loan Originator, Sr NE Corona , CA

PrimeLending•Corona, CA

About The Position

Under the direction of the Branch and/or Production Manager, the Senior Loan Originator markets and promotes PrimeLending products and services to realtors, builders, bank officers, and potential and past clients. The role performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. The position may supervise and direct the activities of other loan officers, loan officer assistants, or loan processors. Other functions may be assigned as needed.

Requirements

High school diploma or equivalent.
Appropriate licenses, if required by the state.
At least 5 years of loan originator experience.
Demonstrated judgment and decision-making ability.
Excellent and effective verbal and written presentation and communication skills.
Ability to quickly assess and process large amounts of data and use appropriate automated underwriting software technology.
Must be active in the community and in job-related organizations to enhance a network of beneficial contacts.
Must continue expanding knowledge of issues influencing the industry and the organization.

Responsibilities

Evaluate PrimeLending and other loan products and services and determine which financial products best meet customers’ needs and financial circumstances.
Establish and maintain relationships with realtors, builders, and new home sales representatives to develop and retain business, including visiting subdivisions as required.
Market and promote PrimeLending financial products and meet the Company’s minimum ongoing monthly production standards in funded units or volume.
Take complete and accurate loan applications using PrimeLending’s product set.
Monitor customer interactions and interface with all parties involved in each loan from application to closing, including counseling and pre-qualifying potential home buyers.
Collect and analyze information about customers’ income, assets, investments, and debts.
Advise customers about the advantages and disadvantages of different loan products.
Service existing customers and obtain necessary supporting documents, fees, and lock-in information.
Oversee the loan process by monitoring loan status and ensuring conformity with terms.
Communicate loan status to interested parties and obtain loan documentation after closing.
Present loan terms and conditions to customers.
Stay current on local real estate market and competitive trends, and on changes to rules and regulations concerning private and government-insured mortgages.
Maintain a professional image and adhere to company policies and procedures.
As applicable, supervise and direct loan officers, loan officer assistants, or loan processors.