Loan Operations Post Closer

Univest Financial Corporation • Souderton, PA

8d • Hybrid

About The Position

Join Univest as a Loan Operations Post Closer and play an important role in supporting accurate, efficient loan processing after closing. In this detail-focused position, you’ll review and track loan documentation, ensure information is properly recorded, and help maintain compliance with lending policies and regulatory requirements, all while contributing to a collaborative team that supports our customers and our communities.

Requirements

• High school diploma or GED equivalent required.
• Familiarity with commercial loan documentation, real estate lending concepts, and relevant terminology.
• Understanding of Univest lending policy guidelines is advantageous.
• Knowledge of consumer loans, including Home Equity Lines of Credit (HELOCs) and other direct personal lending products.
• Ability to identify commercial and real estate loan documents and make independent decisions that align with Univest’s policies and guidelines, demonstrating accuracy and integrity.
• Capacity to work independently as well as collaboratively within a team setting.
• Skilled in prioritizing tasks and managing multiple responsibilities under time constraints with minimal supervision.
• Strong verbal and written communication skills, coupled with excellent organizational abilities.
• Proficient in addressing challenges and capable of thinking creatively when faced with unusual situations.
• Demonstrates a keen eye for detail, ensuring thoroughness and precision in all tasks

Responsibilities

• Perform a variety of post-closing duties for commercial and consumer loans in adherence to Univest lending policies and guidelines.
• Analyze loan documents to determine necessary documentation needed to support requests.
• Track receipt and verification of original loan documents.
• Enter required documents and financial requirements/covenants into the tracking system based on approved loan terms and conditions.
• Identify Community Reinvestment Act (CRA) and Home Mortgage Disclosure Act (HMDA) reporting requirements, and accurately enter data into the system following regulatory guidelines. Ensure compliance with applicable laws and regulations, including the Uniform Commercial Code of Business.
• Scan, identify and label executed loan documents into Synergy and nCino Salesforce, while importing supporting documents from commercial files.
• Verify that loan documents are correctly uploaded into Synergy for consumer lending processes. Label and file in the correct vault.
• Accountable for compliance with laws and regulations that apply to this position including the Univest Code of Conduct.

Benefits

• Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date)
• Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment
• Paid Time Off (PTO): 15 days annually (prorated your first year)
• Short Term Disability: 10 days annually of sick time with a doctors note (prorated your first year)
• Holiday Time Off: 11 paid holidays
• Company paid life insurance
• Supplemental insurances
• Tuition reimbursement
• Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement
• Discounts: on loan products
• Professional development trainings

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED