Loan Operations Post Closer & Verification Specialist III

Univest Financial Corporation • Souderton, PA

13d • Hybrid

About The Position

Univest is hiring a Loan Operations Post Closer & Verification Specialist III in Souderton. The role supports accurate and organized post-closing operations for commercial and consumer loans by reviewing loan documentation, tracking and validating required records, resolving discrepancies, and maintaining loan files in accordance with Univest policies and applicable regulations. The specialist also monitors post-closing queues and systems, enters loan details and reporting data, and verifies documentation against approved loan terms.

This role serves as an escalation point for complex post-closing issues, helps onboard and develop team members, and contributes expertise to loan operations projects. The position requires familiarity with loan documentation and lending concepts, strong attention to detail, and the ability to work independently and collaboratively.

Requirements

• High school diploma or GED equivalent.
• Familiarity with commercial loan documentation, real estate lending concepts, and related terminology.
• Knowledge of consumer loans, including HELOCs and other direct personal lending products.
• Ability to identify commercial and real estate loan documents and make independent decisions consistent with company policies and guidelines.
• Ability to work independently and collaboratively, prioritize tasks, and manage multiple responsibilities under time constraints with minimal supervision.
• Strong verbal and written communication skills and excellent organizational abilities.
• Problem-solving skills, including the ability to think creatively in unusual situations.
• Strong attention to detail.
• Advanced PC and word-processing skills and ability to use proprietary Windows-based software applications.
• Familiarity with Salesforce/nCino and Synergy.

Nice To Haves

• Understanding of Univest lending policy guidelines.

Responsibilities

• Execute post-closing tasks for commercial and consumer loans in accordance with Univest lending policies and guidelines.
• Analyze commercial loan documentation packages to identify required supporting documents and ensure they are obtained.
• Track internally prepared and externally provided loan documents and verify their completeness, accuracy, and originality.
• Identify loans subject to CRA and HMDA reporting requirements and enter required data accurately in the system.
• Scan, identify, label, and upload executed loan documents and supporting materials into the appropriate systems and vaults.
• Maintain compliance with applicable laws and regulations, the Univest Code of Conduct, and relevant sections of the Uniform Commercial Code.
• Work with lenders and administrative assistants to resolve documentation discrepancies, scanning issues, and other post-closing exceptions.
• Track incoming mail, review loan documents for completeness, accuracy, and authenticity, resolve discrepancies, and promptly respond to mail confirmation emails.
• Monitor the department email inbox, claim loans requiring post-closing action, process them, transfer documents between nCino and Synergy Capture, and upload documents into Xperience.
• Use LQAS to enter document requirements, financial covenants, and other loan details based on approved terms and conditions.
• Organize and maintain consumer and commercial loan files according to established procedures.
• Assist with onboarding and ongoing development of Loan Operations Post Closer & Verification team members.
• Verify consumer and basic and advanced commercial loan documentation against the loan origination system and approved terms, identifying and resolving discrepancies, including complex or non-standard scenarios.
• Participate in bank loan operations projects and contribute expertise to support implementation and departmental goals.
• Serve as an escalation point for complex post-closing issues and provide solutions and guidance to team members.
• Perform other duties as assigned by management.

Benefits

• Medical, dental, and vision coverage for single or family plans, beginning the first of the month following the start date.
• 401(k) plan with up to a 3% employer match after six months of employment.
• 15 days of paid time off annually, prorated in the first year.
• 10 days annually of short-term disability sick time with a doctor's note, prorated in the first year.
• 11 paid holidays.
• Company-paid life insurance and other supplemental insurance.
• Tuition reimbursement.
• Employee wellness programs, including fitness club discounts and fitness tracker discounts or annual reimbursement.
• Discounts on loan products.
• Professional development trainings.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED