Loan Officer

FNB Bank, Inc • Romney, WV

7d • Onsite

About The Position

Meet with customers to receive loan applications, analyze information and make credit decisions. Advise customer of All beneficial Bank products.

Requirements

• Experience in a financial institution, loan department or similar area
• Computer knowledge of Microsoft Office, Outlook and Excel
• Strong communication and public relations skills
• Well organized
• Strong analytical skills
• Efficient without sacrificing accuracy
• Adaptable- able to adapt to situations as needed
• Self-disciplined and motivated
• Great attention to detail skills
• Excellent analytical thinking and mathematical skills are required
• Must enjoy people and helping them succeed financially

Nice To Haves

• Bachelor’s degree in business, finance or related field preferred

Responsibilities

• Meet with and/or receive phone calls from applicants to obtain information for loan applications and to answer questions about the process.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Compute loan payments and look up collateral values to assist customers
• Analyze applicants’ financial status, requested terms, credit, and collateral values to determine feasibility of granting loans.
• Stay abreast of new loan products and other financial services to better meet customers’ needs.
• Make credit decisions on loans within delegated authority limits. Present recommended loans over loan authority to the appropriate approving body.
• Responsible for collection of loans within portfolio and other loans as assigned.
• Participates in activities for generating new business such as sales calls and special events.
• Cross-sell other bank products including credit cards, merchant services, internet banking, deposit accounts, etc.
• Through on-the-job training, attendance in approved classes and BAI computer-based courses, gain understanding of any applications of Federal and State laws concerning the purpose, processing, approval and denial of loan requests.
• Develops a strong working knowledge of all lending regulations.
• Review all loan documents prior to customer signing to ensure that they are complete and accurate according to policy.
• May be assigned other duties as deemed necessary.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level