Loan Documentation Specialist III

Citizens Business Bank • Rancho Cucamonga, CA

1d

About The Position

Responsible for preparing documentation packages for difficult to highly complex loans and trade products approved within Citizens Business Bank. Ensures requested documents comply with bank policy and that document request and executed document packages are complete to minimize the bank’s risk of loss. Ensures timely disposition and control of legal documentation, collateral, and documentation records in accordance with bank policy. Maintains the integrity of information related to the documentation process for privacy, reporting, and audit purposes. This position has no supervisory responsibilities.

Requirements

• High school diploma or GED.
• Minimum of 5 years of commercial and consumer loan documentation preparation experience.
• Ability to read, analyze, and interpret technical and scientific journals, financial reports, and legal documents.
• Ability to respond to inquiries or complaints from customers, regulatory agencies, and members of the business community.
• Ability to write speeches and articles in a prescribed style and format and present information effectively to management, public groups, boards of directors, department management, credit administrators, legal counsel, and relationship managers.
• Ability to calculate discounts, interest, commissions, proportions, and percentages; apply basic algebra and geometry; and interpret bar graphs.
• Ability to solve practical problems with limited standardization and interpret written, oral, diagrammatic, or scheduled instructions.
• Proficiency in MS Office, including Word and Excel, and the Harland LaserPro documentation preparation system.
• Familiarity with standard U.S. commercial, consumer, and real estate lending policies and standard U.S. note department workflow.
• Knowledge of U.S. federal and California state banking laws and regulations related to lending.
• Personal qualities including teamwork, high standards, adaptability, initiative, a positive can-do attitude, ability to work under pressure, and attention to detail.

Nice To Haves

• Knowledge of FISERV mainframe loan systems.

Responsibilities

• Comply with and stay current on applicable policies and procedures and federal and state laws.
• Prepare documents for commercial and consumer loans and trade products across a range of complexity.
• Review documents for compliance with credit approval.
• Coordinate with outside escrow and title companies, when applicable.
• Perfect collateral and track the return of collateral documents.
• Create and maintain documentation files.
• Record and track documentation exceptions.
• Review and approve loan document packages for release within previously assigned authority.
• Conduct post-execution reviews of loan documentation packages.
• Respond to customer inquiries.
• Provide, present, and promote The Citizens Experience to internal and external customers.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED