Loan Development Officer

Farmers & Merchants Bank•Firth, NE

3d•Onsite

About The Position

Farmers & Merchants Bank is a family-owned, chartered institution with office locations in 12 communities in Nebraska, and about 100 employees. We have everything the bigger banks have - the newest technology, a suite of diverse products and services, and knowledgeable bankers - but with a hometown feel that's open, friendly, and welcoming. This role is responsible for soliciting and building new business with a special emphasis on loan growth, taking and reviewing loan applications, making loans within authority, obtaining proper recommendations for loans over their authority, and documenting loans and credit files. The Loan Development Officer will actively promote loans and other bank products to prospective, new, and existing customers, monitor accounts, and collect loans past due. Maintaining customer confidence and protecting operations by keeping information confidential is crucial. The position also requires working well with others, contributing to team efforts, understanding and adhering to all bank policies, laws, and regulations, and completing other duties or special projects as assigned. Regular and reliable attendance is an essential function of this position.

Requirements

Bachelor’s Degree required, preferably in business, finance or an applicable field
High level of proficiency in Microsoft Office applications, including Outlook, Word, and Excel required

Nice To Haves

Some credit analysis or lending experience preferred, but not required. We will provide training.
A proven work history of business development strongly preferred
Self-motivated, capable of working with limited supervision, pro-actively reporting on status and tasks
Strong interpersonal, verbal, and written communication skills
High degree of professionalism and accuracy
Relationship focused, with a customer service orientation

Responsibilities

Solicit and build new business with special emphasis on loan growth.
Take and review loan applications, make loans within authority, obtain proper recommendations for loans over their authority, and document loans and credit files.
Actively promote loans and other bank products to prospective, new, and existing customers.
Monitor accounts and collect loans past due.
Maintain customer confidence and protect operations by keeping information confidential.
Work well with others and contribute to team efforts.
Understand and adhere to all bank policies, laws and regulations as applicable.
Complete all other duties or special projects as assigned.